386 E Adams Ave, Fall Creek, WI 54742 Property Records

Eau Claire County property record for 386 E Adams Ave, Fall Creek, WI 54742

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2023)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18127-2-260706-140-2017`

Property Details

APN / Parcel Number

Primary APN	`18127-2-260706-140-2017`
Alternative APNs	`127110807000` `127110807`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	386 E ADAMS AVE
City	FALL CREEK
State	WI
Zip	54742-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 6 CRYSTAL CREEK VIL OF FALL CREEK
Legal Range	07W
Legal Township	26N
Legal Section	06
Legal Subdivision	FALL CREEK
Legal Lot Number	6
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	FALL CREEK
Census Block Group	3
Census Block	3036
Census Tract	200

Owner

386 E Adams Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Eau Claire County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 E ADAMS AVE, FALL CREEK, WI 54742-9516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK FIVE NINE
May 28, 2019	Warranty Deed, Transfer · Conventional with PMI CO-OP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	20231248105
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	386 E ADAMS AVE, FALL CREEK, WI 54742-9516
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001248106
Date	Oct 2, 2023
Instrument	1248106

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	386 E ADAMS AVE, FALL CREEK, WI 54742-9516
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199251
Date	Oct 6, 2020
Instrument	1199251

Lender

Name	BANK FIVE NINE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	May 28, 2019
Property Address	386 E ADAMS AVE, FALL CREEK, WI 54742-9516
Document Number	0001175084
Instrument Date	May 16, 2019
Instrument	1175084
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	386 E ADAMS AVE FALL CREEK WI 547429516, FALL CREEK, WI 54742-9516

Mortgage

Document Number	1175085
Date	May 28, 2019
Instrument	1175085

Lender

Name	CO-OP CU
Address	BLACK RIVER FALLS, WI 54615

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 386 E Adams Ave was $4,862 with a homeowner's exemption.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Fall Creek Village
Unified School District	Fall Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,862.00	$303,200 Land $19,900 Building $283,300	$386,000
2023	$4,648.00 (+25.45%)	$303,200 (+88.44%) Land $19,900 Building $283,300	$335,700 (+45.58%)
2022	$3,705.00 Homeowner's exemption	$160,900 Land $15,200 Building $145,700	$230,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 386 E Adams Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 E Adams Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL CREEK WATERWORKS serves 1,269 people · EPA ID WI6180296
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bloomer Telephone Company.

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