386 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 386 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.149 acres (6,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,900 (Sep 2026)
Tax Bill	$62 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0118.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0118.00`

Exterior

Lot Area	6,519 sqft (0.149 acres)
Lot Width	42 ft Width

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	386 E 2ND ST
City	XENIA
State	OH
Zip	45385-3355
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CHARTERS W SIDE LOT 6 386 E SECOND ST
Legal Subdivision	CHARTERS
Legal Lot Number	6
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5026
Census Tract	240600

Owner

Source: Greene County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	386 E 2ND ST, XENIA, OH 45385-3355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Apr 13, 2022	Fiduciary Deed, Transfer FIRST OHIO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Jun 11, 2025 · Amount on Record
Deed Document Number	202615331
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 10, 2026
Property Address	386 E 2ND ST, XENIA, OH 45385-3355
Document Number	0000015331
Instrument Date	Aug 11, 2026
Instrument	202615331
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,529.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	386 E 2ND ST, XENIA, OH 45385-3355

Mortgage

Document Number	0000015332,
Date	Sep 10, 2026
Instrument	202615332

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GREENE OH
Recording Date	Apr 13, 2022
Property Address	386 E 2ND ST, XENIA, OH 45385-3355
Document Number	0000007225
Map Reference	CAB 31 PG 41A
Instrument Date	Mar 28, 2022
Instrument	2022007225
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	162 S NEW JASPER STATION RD, XENIA, OH 45385-9625

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-10.14%)	$1,540 (-) Land $1,540
2024	$69.00 (+2.99%)	$1,540 (-) Land $1,540
2023	$67.00 (+45.65%)	$1,540 (-12%) Land $1,540	$4,410 (-11.98%) Land $4,410
2022	$46.00	$1,750 Land $1,750
2020			$5,010 Land $5,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures