386 Crabapple Dr, Howard, OH 43028 Property Records

Knox County property record for 386 Crabapple Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,279 sqft · built 1974
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Apr 2020)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00538.000`

Property Details

APN / Parcel Number

Primary APN	`22-00538.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	195 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,065 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	386 CRABAPPLE DR
City	HOWARD
State	OH
Zip	43028-8023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE VALLEY LOT #538
Legal Subdivision	PLAT OF APPLE VALLEY
Legal Lot Number	538
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2020
Census Tract	6801

Owner

386 Crabapple Dr is owned and occupied by an individual who bought it in April 2020.

Source: Knox County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	386 CRABAPPLE DR, HOWARD, OH 43028-8023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	20202905
Deed Book / Page	1773 / 597
Prior Transfer Date	May 16, 1994
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 20, 2023
Property Address	386 CRABAPPLE DR, HOWARD, OH 43028-8023
Document Number	0000004760
Book / Page	1982 / 867
Instrument Date	Jul 1, 2023
Instrument	202300004760
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 CRABAPPLE DR, HOWARD, OH 43028-8023

Mortgage

Document Number	0000004761
Date	Jul 20, 2023
Instrument	202300004761

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Apr 20, 2020
Property Address	386 CRABAPPLE DR, HOWARD, OH 43028-8023
Document Number	0017730597
Book / Page	001773 / 000597
Instrument Date	Apr 16, 2020
Instrument	2905
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$858.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 CRABAPPLE DR HOWARD OH 430288023, HOWARD, OH 43028-8023

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 5, 2017
Property Address	386 CRABAPPLE DR, HOWARD, OH 43028-8023
Document Number	0016240961
Book / Page	001624 / 000961
Instrument Date	Jun 19, 2017
Instrument	5291
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR STRONGSVILLE OH 441361761, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	16240963
Date	Jul 5, 2017
Book Page	001624/000963
Instrument	5292

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 386 Crabapple Dr was $3,598, down 9.6% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$283,390 Land $51,740 Building $231,650
2025	$3,598.00 (-9.6%)	$99,190 (-) Land $18,110 Building $81,080
2024	$3,980.00 (-1.61%)	$99,190 (-) Land $18,110 Building $81,080
2023	$4,045.00 (+18.69%)	$99,190 (+44.99%) Land $18,110 Building $81,080	$283,390 Land $51,740 Building $231,650
2022	$3,408.00	$68,410 Land $12,490 Building $55,920
2020			$195,440 Land $35,680 Building $159,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 386 Crabapple Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Crabapple Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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