Branch County property record for 386 Cottagers Ln, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 33,106 sqft (0.76 acres) |
| Tax Bill | $5,479.00 (2025) |
Source: Branch County records · APN 110-017-300-008-04
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 223 E ROSE RD, COLDWATER, MI 49036-8902 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 386 COTTAGERS LN, COLDWATER, MI 49036-8903 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 145 TANGLEWOOD DR, WEXFORD, PA 15090-8687 |
| Document Number | 0202204121 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-04121 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 01, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,437 (-4.75%) | $484,874 (-4.75%) | |
| 2025 | $5,479.00 (+2.81%) | $254,534 | $509,068 |
| 2024 | $5,329.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 110-017-300-008-04 |
|---|
| Lot Area | 33,106 sqft (0.76 acres) |
|---|
| Street Address | 386 COTTAGERS LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR OF LD LYING IN SW 1/4 SEC 17 BEG DESC AS FOLLOWS: BEG AT A PT ON THE W LI OF COTTAGERS ROAD LOCATED N 87DEG 16MIN 04SEC W |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 17 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | OVID |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 951100 |
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