386 Colony Cir, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 386 Colony Cir, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,196 sqft · built 2000
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2015)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0002J095000`

Property Details

APN / Parcel Number

Primary APN	`0002J095000`
Alternative APNs	`0002J095` `3395`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Heated Area
1st Floor Area	1,196 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Area	484 sqft
Porch	Open Porch
Porch Area	256 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3395
Old Parcel Number	0002J095000
Street Address	386 COLONY CIR
City	FORT OGLETHORPE
State	GA
Zip	30742-3963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-2
Legal Description	LOT 95 HERITAGE WOODS U-2
Legal Subdivision	HERITAGE WOODS
Legal Lot Number	95
Legal Unit	2
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	3
Census Block	3010
Census Tract	30502

Owner

386 Colony Cir is owned and occupied by two individuals who bought it in December 2015.

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	386 COLONY CIR, FORT OGLETHORPE, GA 30742-3963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2015 · Amount on File
Deed Sale	Dec 21, 2015 · Amount on File
Prior Sale	Apr 10, 2013
Deed Document Number	0001805679
Deed Book / Page	1805 / 679
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	386 COLONY CIR, FORT OGLETHORPE, GA 30742-3963
Document Number	0020640402
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 COLONY CIR FORT OGLETHORPE GA 307423963, FORT OGLETHORPE, GA 30742-3963

Mortgage

Document Number	0020640402
Date	Jul 13, 2020
Book Page	002064/000402
Instrument	5422

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 386 Colony Cir was $1,125 with exemptions applied.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$93,800 Land $11,000 Building $82,800	$234,499 Land $27,500 Building $206,999
2023	$967.00 (-38.8%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$71,388 Land $11,000 Building $60,388	$178,471 Land $27,500 Building $150,971
2022	$1,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 Colony Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Colony Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20