Harrison County property record for 386 Clay St, Biloxi, MS 39530
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.13 acres (5,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Feb 2004) |
| Tax Bill | $189 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1410I-06-081.000 |
| Primary APN | 1410I-06-081.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,700 sqft |
|---|---|
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Account Number | 004707 |
|---|---|
| Street Address | 386 CLAY ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-4015 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S 95 FT OF LOT 12 & S 95 FT OF E 10 FT OF LOT 11 KUHNS 1ST SUBD |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 34 |
| Legal Subdivision | KUHNS 1ST SUBD |
| Legal Lot Number | 12,11 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 3600 |
386 Clay St, residential vacant land, is owned by an individual who bought it in February 2004.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14468 AUTUMN CHASE, GULFPORT, MS 39503-5069 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2004 · Amount on File |
| Deed Sale | Feb 18, 2004 · Amount on File |
| Deed Document Number | 0000414450 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 386 Clay St was $189, up 1.1% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189.00 (+1.07%) | $1,697 | $11,316 Land $11,316 |
| 2024 | $187.00 (+0.54%) | ||
| 2023 | $186.00 | $1,697 | $11,316 Land $11,316 |
| 2022 | $186.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 386 Clay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 116 (1978–2015) |
| Claims Outside the SFHA | 83 of 116 |
| Most Recent Claim | Sep 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 386 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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