386 Centennial Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 386 Centennial Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 1937
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$17,300 (Jun 1966)
Tax Bill	$9,995 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00552-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00552-0000-00002`
Alternative APNs	`030055200002` `6710004`

Interior

Stories	1 Story
Building Area	1,958 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)

Location & Zoning

Account Number	6710004
Street Address	386 CENTENNIAL AVE
City	CRANFORD
State	NJ
Zip	07016-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	552
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1004
Census Tract	37300

Owner

386 Centennial Ave is owned and occupied by an individual who acquired it in October 2020.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	386 CENTENNIAL AVE, CRANFORD, NJ 07016-3443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1966 · Amount on File
Deed Sale	Jun 16, 1966 · Amount on File
Deed Book / Page	2776 / 214
Last Transfer Date	Oct 8, 2020
Transfer Doc	0063922126
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Dec 4, 2020
Property Address	386 CENTENNIAL AVE, CRANFORD, NJ 07016-3443
Document Number	0063922126
Book / Page	6392 / 2126
Instrument Date	Oct 8, 2020
Instrument	330864
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALLSTATE TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 CENTENNIAL AVE, CRANFORD, NJ 07016-3443

Mortgage

Document Number	705190
Date	Dec 4, 2020
Instrument	705190

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 386 Centennial Ave was $9,995, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,900 (-) Land $53,500 Building $84,400	$137,900 (-) Land $53,500 Building $84,400
2025	$9,995.00 (+6.92%)	$137,900 Land $53,500 Building $84,400	$137,900 Land $53,500 Building $84,400
2024	$9,348.00
2023		$137,900 Land $53,500 Building $84,400	$137,900 Land $53,500 Building $84,400
2022	$9,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 Centennial Ave in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	33 of 46
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Sep 2011 · 15 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Centennial Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20