386 Castello Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 386 Castello Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 1954
Lot Size	0.233 acres (10,164 sqft)
Owner	2 Individual Names on File
Last Sale	$2,480,000 (Feb 2024)
Tax Bill	$29,598 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237-202-004-6`

Property Details

APN / Parcel Number

Primary APN	`237-202-004-6`
Alternative APN	`237-202-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Lot Area	10,164 sqft (0.233 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	386 CASTELLO RD
City	LAFAYETTE
State	CA
Zip	94549-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MARYS ORCHARDS #3 LOT 89
Legal Subdivision	ST MARYS ORCHARDS #3
Legal Lot Number	89
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2014
Census Tract	351200

Owner

386 Castello Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit PRIMARY PARTNERS
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Document Number	202413364
Prior Transfer Date	Apr 4, 1994
Prior Transfer Doc	0000111326
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 12, 2024
Property Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607
Document Number	0000013364
Map Reference	MB 49 PG 19
Instrument Date	Feb 7, 2024
Instrument	2024-013364
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607

Mortgage

Document Number	0000013365
Date	Feb 12, 2024
Instrument	2024-013365

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607

Mortgage

Document Number	0000177557
Date	Nov 28, 2022
Instrument	2022-177557

Lender

Name	PRIMARY PARTNERS
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607

Mortgage

Document Number	0000017351
Date	Jan 20, 2021
Instrument	2021-017351

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	386 CASTELLO RD, LAFAYETTE, CA 94549-5607
Document Number	0000089423
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 CASTELLO RD LAFAYETTE CA 945495607, LAFAYETTE, CA 94549-5607

Mortgage

Document Number	0000089423
Date	May 12, 2020
Instrument	89423

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 386 Castello Rd was $29,598.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,580,192 (+2%) Land $1,430,550 Building $1,149,642
2025	$29,598.00	$2,529,600 Land $1,402,500 Building $1,127,100
2023	$13,891.00 (+1.56%)	$1,084,270 Land $828,523 Building $255,747
2022	$13,678.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 386 Castello Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Castello Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Unwired.

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