Madison County property record for 386 Bruce Rd, Mars Hill, NC 28754 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,680 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,270.00 (2025) |
Source: Madison County records · APN 9747-87-4420
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 BRUCE RD, MARS HILL, NC 28754-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 08, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 386 BRUCE RD, MARS HILL, NC 28754-8700 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0008230321 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 823/321 |
| Instrument | 360087 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 386 BRUCE RD, MARS HILL, NC 28754-8700 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 386 BRUCE RD, MARS HILL, NC 28754-8700 |
| Document Number | 0007590759 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 759/759 |
| Instrument | 348488 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Feb 08, 2022 |
| Property Address | 386 BRUCE RD, MARS HILL, NC 28754-8700 |
| Document Number | 0007420475 |
| Book / Page | 742 / 475 |
| Map Reference | MB 9 PG 790 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 345400 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 386 BRUCE RD, MARS HILL, NC 28754-8700 |
| Document Number | 0000345401 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 345401 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Mars Hill Town |
| Unified School District | Madison County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,270.00 | $580,716 Land $33,868 Building $546,848 | $580,716 Land $33,868 Building $546,848 |
Source: FEMA National Flood Hazard Layer, Madison County (37115C), updated March 31, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 9747-87-4420 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,680 sqft Heated Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 576 sqft Garage |
| Porch Area | 688 sqft Porch |
| Cooling System | Other Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 386 BRUCE RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-8700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LO:A PL:9-790 |
| Legal Block | 87 |
| Legal Lot Number | A |
| Jurisdiction | MADISON NC |
| Minor Civil Division | 3, MARS HILL |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 10601 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures