386 Baxter Rd, Commerce, GA 30529 Property Records

Jackson County property record for 386 Baxter Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2000
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Feb 2011)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021 016B`

Property Details

APN / Parcel Number

Primary APN	`021 016B`
Alternative APN	`18684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Porch	Slab
Porch Area	679 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18684
Street Address	386 BAXTER RD
City	COMMERCE
State	GA
Zip	30529-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.27 ACRES PLAT BOOK 56 PAGE 257
Legal Subdivision	PATRICK O & A R SHAPLAND
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1003
Census Tract	10400

Owner

Source: Jackson County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	386 BAXTER RD, COMMERCE, GA 30529-2059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Aug 12, 2020	Quit Claim Deed, Transfer MID-CONTINENT FNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2011 · Amount on Record
Deed Sale	Feb 14, 2011 · Amount on Record
Prior Sale	Aug 3, 2010 · Amount on Record
Deed Book / Page	59O / 25
Last Transfer Date	Aug 3, 2020
Transfer Doc	00090Y0069
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	386 BAXTER RD, COMMERCE, GA 30529-2059
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 BAXTER RD, COMMERCE, GA 30529-2059

Mortgage

Document Number	00113N0000000082
Date	Dec 3, 2024
Book Page	000000113N/0000000082

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 12, 2020
Property Address	386 BAXTER RD, COMMERCE, GA 30529-2059
Document Number	00090Y0069
Book / Page	00090Y / 000069
Instrument Date	Aug 3, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 BAXTER RD COMMERCE GA 305292059, COMMERCE, GA 30529-2059

Mortgage

Document Number	90Y0072
Date	Aug 12, 2020
Book Page	00090Y/000072

Lender

Name	MID-CONTINENT FNDG INC
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (-3.15%) Homeowner's exemption	$111,004 (-) Land $39,800 Building $71,204	$277,510 (-) Land $99,500 Building $178,010
2024	$3,046.00 (+22.08%) Homeowner's exemption	$111,004 (+9.13%) Land $39,800 Building $71,204	$277,510 (+9.13%) Land $99,500 Building $178,010
2023	$2,495.00 (+24.13%) Homeowner's exemption	$101,716 (+62.29%) Land $39,800 Building $61,916	$254,290 (+62.29%) Land $99,500 Building $154,790
2022	$2,010.00 Homeowner's exemption	$62,676 Land $13,520 Building $49,156	$156,690 Land $33,800 Building $122,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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