Pontotoc County property record for 386 Baggett Rd, Ecru, MS 38841 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,142 sqft · built 2023 |
| Lot Size | 58.3 acres (2,542,597 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 096-23-000-006.02 |
| Primary APN | 096-23-000-006.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,142 sqft Living Area |
| 2nd Floor Area | 898 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,542,597 sqft (58.3 acres) |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17067 |
|---|---|
| Street Address | 386 BAGGETT RD |
| City | ECRU |
| State | MS |
| Zip | 38841-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58.37 AC N1/2 SE1/4 606-553; 631-537; 707-322 6/98 20193437 9/13/19 662 891 1396 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950102 |
Source: Pontotoc County records · APN 096-23-000-006.02
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 BAGGETT RD, ECRU, MS 38841-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit BNA BANK |
| Sep 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage BNA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 386 BAGGETT RD, ECRU, MS 38841-8107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 386 BAGGETT RD, ECRU, MS 38841-8107 |
| Document Number | 2025004149 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025004149 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 23, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 386 BAGGETT RD, ECRU, MS 38841-8107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 270 PRAIRIE CV, TUPELO, MS 38801-9041 |
| Document Number | 2021003924 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021003924 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 10, 2022 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 (+1,703.52%) Homeowner's exemption | $28,072 (+1,696.03%) | $275,860 (+2,548.68%) Land $20,673 Building $255,187 |
| 2023 | $199.00 | $1,563 | $10,415 Land $10,415 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 53% of the US · above 62% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures