Kershaw County property record for 386 Ashley Creek Dr, Elgin, SC 29045
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2,848 sqft · built 2020 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Dec 2018) |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 293-04-0C-065-SCP |
| Primary APN | 293-04-0C-065-SCP |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,848 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Lot Area | 222,592 sqft (5.11 acres) |
| Account Number | 28842 |
|---|---|
| Street Address | 386 ASHLEY CREEK DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8991 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | ASHLEY CREEK SUBDIV PHASE 2 LOT 65-C |
| Legal Subdivision | ASHLEY CREEK SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 65C |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970907 |
386 Ashley Creek Dr, a residential property, is owned and occupied by two individuals who bought it in December 2018.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 ASHLEY CREEK DR, ELGIN, SC 29045-8991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Deed Document Number | 0003965142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 386 ASHLEY CREEK DR, ELGIN, SC 29045-8991 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 386 ASHLEY CREEK DR, ELGIN, SC 29045-8991 |
| Document Number | 0020235982 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 4979/86 |
| Instrument | 2023-5982 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 386 Ashley Creek Dr was $1,202.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 | $234,800 Land $45,000 Building $189,800 | $234,800 |
| 2023 | $1,209.00 | $234,800 Land $45,000 Building $189,800 | $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 Ashley Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 386 Ashley Creek Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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