386 Argyle Rd, Rocky River, OH 44116 Property Records

Cuyahoga County property record for 386 Argyle Rd, Rocky River, OH 44116

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,452 sqft · built 1923
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jan 2017)
Tax Bill	$13,199 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`301-03-062`

Property Details

APN / Parcel Number

Primary APN	`301-03-062`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	936 sqft
Upper Floors Area	216 sqft
Basement Area	828 sqft
Finished Basement	396 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	386 ARGYLE RD
City	ROCKY RIVER
State	OH
Zip	44116-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F-R1
Legal Description	24 BCLF#1 S/L39&41 0040 NP
Legal Subdivision	BCLF#1
Legal Lot Number	40
Jurisdiction	CUYAHOGA OH
Township / Civil Division	ROCKY RIVER
Census Block Group	1
Census Block	1012
Census Tract	181100

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	386 ARGYLE RD, ROCKY RIVER, OH 44116-1663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage KEYBANK USA
Jan 26, 2017	Grant Deed, Construction Loan · Construction Mortgage CIVISTA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	May 8, 2007
Deed Document Number	0001260598
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	386 ARGYLE RD, ROCKY RIVER, OH 44116-1663
Document Number	0004270707
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 ARGYLE RD ROCKY RIVER OH 441161663, ROCKY RIVER, OH 44116-1663

Mortgage

Document Number	0004270707
Date	Apr 27, 2020
Instrument	4270707

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2035

January 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 26, 2017
Property Address	386 ARGYLE RD, ROCKY RIVER, OH 44116-1663
Document Number	0001260598
Instrument Date	Jan 23, 2017
Instrument	1260598
Transaction Type	Construction Loan
Record Updated	Apr 20, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 ARGYLE RD ROCKY RIVER OH 441161663, ROCKY RIVER, OH 44116-1663

Mortgage

Document Number	1260599
Date	Jan 26, 2017
Instrument	1260599

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Mortgage

Document Number	1260600,
Date	Jan 26, 2017
Instrument	1260600

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Rocky River City
Unified School District	Rocky River City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,199.00 (-0.32%) Homeowner's exemption	$239,580 (-) Land $42,040 Building $197,540
2024	$13,242.00 (+27%) Homeowner's exemption	$239,580 (+53.16%) Land $42,040 Building $197,540	$684,500 (+53.17%) Land $120,100 Building $564,400
2023	$10,427.00 (+0.7%) Homeowner's exemption	$156,420 (-) Land $51,280 Building $105,140
2022	$10,355.00 Homeowner's exemption	$156,420 Land $51,280 Building $105,140
2021			$446,900 Land $146,500 Building $300,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1979–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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