386 9th St, Montara, CA 94037 Property Records

San Mateo County property record for 386 9th St, Montara, CA 94037

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,483 sqft · built 2003
Lot Size	0.126 acres (5,499 sqft)
Owner	2 Trust Names on File
Last Sale	$343,000 (Jul 2001)
Tax Bill	$14,571 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-025-340`

Property Details

APN / Parcel Number

Primary APN	`036-025-340`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,483 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Lot Area	5,499 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 56 ft wide
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	386 9TH ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOTS 1 & 2 BLK 27 HANEMANS SEASIDE PARK TRACT RSM 4/63
Legal Subdivision	HANEMANS SEASIDE PARK TRACT
Legal Block	27
Legal Lot Number	1,2
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5035
Census Tract	613600

Owner

386 9th St, a duplex, is held in a trust since January 2025.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 3593, HALF MOON BAY, CA 94019-3593
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage COMERICA BANK
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 22, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG
Jun 22, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2001 · Amount on File
Deed Sale	Jul 30, 2001 · Amount on File
Deed Document Number	2001115461
Last Transfer Date	Jan 14, 2025
Transfer Doc	0000004878
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	386 9TH ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034194
Date	May 8, 2019
Instrument	2019-034194

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	386 9TH ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029263
Date	Mar 31, 2020
Instrument	2020-029263

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	386 9TH ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3593, HALF MOON BAY, CA 94019-3593

Mortgage

Document Number	0000089068
Date	Sep 2, 2020
Instrument	2020-089068

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 22, 2018
Property Address	386 9TH ST, MONTARA, CA 94037
Document Number	0000048778
Instrument Date	Jun 15, 2018
Instrument	48778
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 3593 HALF MOON BAY CA 940193593, HALF MOON BAY, CA 94019-3593

Mortgage

Document Number	48779
Date	Jun 22, 2018
Instrument	48779

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 22, 2018
Property Address	386 9TH ST, MONTARA, CA 94037
Document Number	0000048777
Instrument Date	Jun 14, 2018
Instrument	48777
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 3593 HALF MOON BAY CA 940193593, HALF MOON BAY, CA 94019-3593

Tax Assessment & Valuation

The 2025 property tax bill for 386 9th St was $14,571.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$939,249 (+2%) Land $526,506 Building $412,743
2025	$14,571.00	$920,834 Land $516,183 Building $404,651
2023	$13,173.00 (+0.99%)	$885,080 Land $496,140 Building $388,940
2022	$13,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 386 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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