386 2nd St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 386 2nd St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1952
Lot Size0.204 acres (8,896 sqft)
Owner2 Trust Names on File
Last Sale$490,000 (Dec 2015)
Tax Bill$12,055 (2025)
Deeds & MortgagesNov 2022 Transfer
Mar 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN169793-0000

Property Details

APN / Parcel Number

Primary APN169793-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area2,252 sqft
1st Floor Area1,044 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,896 sqft (0.204 acres)
Lot Dimensions130 ft deep x 65 ft wide
Garage TypeAttached
Garage Area240 sqft
PorchFinished Screened Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address386 2ND ST
CityATLANTIC BEACH
StateFL
Zip32233-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description22-80 16-2S-29E FLOYD & CAMPS R/P LOT 27
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionFLOYD & CAMPS R/P
Legal Block1
Legal Lot Number27
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1036
Census Tract13905

Owner

386 2nd St is owner-occupied and held in a trust since October 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Trust Names on File
Mailing Address386 2ND ST, ATLANTIC BEACH, FL 32233-5230
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 14, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2015 · Amount on File
Deed SaleDec 23, 2015 · Amount on File
Prior SaleNov 10, 2010 · Amount on File
Deed Document Number2015291574
Deed Book / Page17408 / 121
Last Transfer DateOct 28, 2022
Transfer Doc0204932273
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateNov 9, 2022
Property Address386 2ND ST, ATLANTIC BEACH, FL 32233-5230
Document Number0204932273
Book / Page20493 / 2273
Map ReferenceMB 22 PG 80
Instrument DateOct 28, 2022
Instrument2022279774
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address386 2ND ST, 386, ATLANTIC BEACH, FL 32233-5230

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address386 2ND ST, ATLANTIC BEACH, FL 32233-5230

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address386 2ND ST, ATLANTIC BEACH, FL 32233-5230
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 2ND ST, ATLANTIC BEACH, FL 32233-5230

Mortgage

Document Number0196301587
DateMar 14, 2021
Book Page19630/1587
Instrument2021066507
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address386 2ND ST, ATLANTIC BEACH, FL 32233-5230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 2ND ST, ATLANTIC BCH, FL 32233-5230

Mortgage

Document Number0195310336
DateJan 10, 2021
Book Page19531/336
Instrument2021006982
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 386 2nd St was $12,055 with a homeowner's exemption, up 1.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$762,170 (+2.7%)$1,367,836 (+1.08%) Land $900,000 Building $467,836
2025$12,055.00 (+1.76%) Homeowner's exemption$742,133$1,353,230 Land $900,000 Building $453,230
2024$11,847.00 (+54.08%)
2023$7,689.00 (+7.63%) Homeowner's exemption$480,034 (+3%)$723,142 (+4.03%) Land $625,000 Building $98,142
2022$7,144.00 Homeowner's exemption$466,053$695,095 Land $610,000 Building $85,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 2nd St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 2nd St

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