386 10th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 386 10th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,819 sqft · built 1956
Lot Size	0.201 acres (8,738 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2014)
Tax Bill	$8,466 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170056-0000`

Property Details

APN / Parcel Number

Primary APN	`170056-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	1,244 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,738 sqft (0.201 acres)
Lot Dimensions	130 ft deep x 65 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Deck Area	330 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	386 10TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-1
Legal Description	5-69 16-2S-29E .190 ATLANTIC BEACH LOT 39,E 15FT LOT 41 BLK 12
Legal Range	29E
Legal Township	02S
Legal Section	16
Legal Subdivision	ATLANTIC BEACH
Legal Block	12
Legal Lot Number	39,41
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1007
Census Tract	13905

Owner

386 10th St is owned and occupied by two individuals who bought it in July 2014.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 10TH ST, ATLANTIC BEACH, FL 32233-5530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on File
Deed Sale	Jul 18, 2014 · Amount on File
Prior Sale	Mar 7, 2013 · Amount on File
Deed Document Number	2014161228
Deed Book / Page	16850 / 90
Prior Transfer Date	Nov 9, 1998
Prior Transfer Doc	0000286253
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	386 10TH ST, ATLANTIC BEACH, FL 32233-5530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 10TH ST, ATLANTIC BEACH, FL 32233-5530

Mortgage

Document Number	0195320033
Date	Jan 11, 2021
Book Page	19532/33
Instrument	2021007511

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 386 10th St was $8,466 with a homeowner's exemption, up 1.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,873 (+2.7%)	$1,053,847 (+0.45%) Land $902,862 Building $150,985
2025	$8,466.00 (+1.8%) Homeowner's exemption	$533,470	$1,049,131 Land $900,000 Building $149,131
2024	$8,316.00 (+2.7%)
2023	$8,097.00 (+7.6%) Homeowner's exemption	$503,336 (+3%)	$749,006 (+4.39%) Land $625,000 Building $124,006
2022	$7,525.00 Homeowner's exemption	$488,676	$717,501 Land $610,000 Building $107,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 342 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	531 units insured incl. 189 condo units
Nearby Flood Claims	44 (1979–2017)
Claims Outside the SFHA	40 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20