State of Alaska property record for 38597 Pedersen Ln, Sterling, AK 99672
| Property Type | Residential |
|---|---|
| Lot Size | 4.36 acres (190,357 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $677 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-220-23 |
| Primary APN | 065-220-23 |
|---|
| Lot Area | 190,357 sqft (4.36 acres) |
|---|---|
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Street Address | 38597 PEDERSEN LN |
|---|---|
| City | STERLING |
| State | AK |
| Zip | 99672 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | T 5N R 8W SEC 7 SEWARD MERIDIAN KN 0076009 ELSA LOUISE SUB LOT 7 BLK 1 |
| Legal Range | 08W |
| Legal Township | 05N |
| Legal Section | 07 |
| Legal Subdivision | ELSA LOUISE SUB |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KENAI AK |
| Township / Civil Division | KENAI-COOK INLET |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 400 |
Source: State of Alaska records, as of August 21, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35642 TENNESSEE RD SE, ALBANY, OR 97322-9792 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU |
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 20210098180 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENAI AK |
| Property Address | 38597 PEDERSEN LN, STERLING, AK 99672 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001164 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-001164-0 |
| Name | GLOBAL CU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Apr 1, 2041 |
| Change Frequency | 15 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.2% |
| Index | 10-Year CMTI |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENAI AK |
| Property Address | 38597 PEDERSEN LN, STERLING, AK 99672 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001164 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-001164-0 |
| Name | GLOBAL CU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Apr 1, 2041 |
| Change Frequency | 15 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.2% |
| Index | 10-Year CMTI |
| Max Rate | 11.2% |
Source: State of Alaska assessment roll, as of June 1, 2023
| Type | Name |
|---|---|
| State | Alaska |
| County | Kenai Peninsula Borough |
| Unified School District | Kenai Peninsula Borough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $677.00 | $76,000 Land $72,600 Building $3,400 | $76,000 Land $72,600 Building $3,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 8 (1995–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2012 · Severe Storm, Straight-line Winds, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 88% of Alaska |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless | 300 / 100 |
| SPITwSPOTS Fixed Wireless | 300 / 75 |
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