Washington County property record for 38596 Loves Mill Rd, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,814 sqft · built 2009 |
| Lot Size | 5.82 acres (253,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2020) |
| Tax Bill | $1,865 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 092 3 6 000000 |
| Primary APN | 092 3 6 000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,814 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 253,737 sqft (5.82 acres) |
| Terrain | Below Road/Slope |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 38596 LOVES MILL RD |
|---|---|
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 AGRICUL |
| Legal Description | LOT 6 FINAL PLAT HAROLD D HAWKINS & MARY HELEN HAWKINS LANDS ACR 5.825 |
| Legal Subdivision | HAWKINS LAND |
| Legal Lot Number | 6 |
| Jurisdiction | WASHINGTON VA |
| Township / Civil Division | TAYLOR |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 10800 |
38596 Loves Mill Rd is owned and occupied by an individual who bought it in September 2020.
Source: Washington County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38596 LOVES MILL RD, CHILHOWIE, VA 24319-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 20205241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON VA |
| Recording Date | Sep 30, 2020 |
| Property Address | 38596 LOVES MILL RD, CHILHOWIE, VA 24319-3428 |
| Document Number | 0002005241 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2005241 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38596 LOVES MILL RD CHILHOWIE VA 243193428, CHILHOWIE, VA 24319-3428 |
| Document Number | 2005242 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2005242 |
| Name | A MTG BOUTIQUE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 38596 Loves Mill Rd was $1,865.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,865.00 | $433,800 Land $78,400 Building $355,400 | $433,800 Land $78,400 Building $355,400 |
| 2025 | $1,865.00 | ||
| 2023 | $256,500 Land $64,000 Building $192,500 | $256,500 Land $64,000 Building $192,500 | |
| 2022 | $1,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38596 Loves Mill Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38596 Loves Mill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| SmythNet Fixed Wireless | 100 / 100 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures