Elbert County property record for 38595 Monroe St, Agate, CO 80101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,121 sqft · built 1953 |
| Lot Size | 0.16 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,500 (Dec 2020) |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Second Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79014-01-006 |
| Primary APN | 79014-01-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,121 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 784 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,013 sqft (0.16 acres) |
| Pole Barn | Pole Barn |
| Heating System | Forced Air |
|---|
| Account Number | R107057 |
|---|---|
| Old Parcel Number | 7901401006 |
| Street Address | 38595 MONROE ST |
| City | AGATE |
| State | CO |
| Zip | 80101-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SECTION: 1 TOWNSHIP: 7 RANGE: 59SUBDIVISION: AGATE PETERSONS ADD BLOCK: 3 LOT: 21 AND:- LOT: 22 |
| Legal Range | 59 |
| Legal Township | 07 |
| Legal Section | 01 |
| Legal Quarter | SE |
| Legal Subdivision | AGATE PETERSONS ADD |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | AGATE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 961100 |
38595 Monroe St is owned by an individual who bought it in December 2020.
Source: Elbert County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39935 COUNTY ROAD 166, AGATE, CO 80101-9711 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2020 | Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT |
| Sep 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 30, 2017 | Personal Representative Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Aug 30, 2017 · Amount on File |
| Deed Document Number | 602147 |
| Deed Book / Page | 810 / 744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Dec 7, 2020 |
| Property Address | 38595 MONROE ST, AGATE, CO 80101-5001 |
| Document Number | 0008100744 |
| Book / Page | 810 / 744 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 602147 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38595 MONROE ST, 38595, AGATE, CO 80101-5001 |
| Name | Verified Name |
|---|---|
| Address | 38595 MONROE ST, AGATE, CO 80101-5001 |
| Document Number | 0000602149 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 602149 |
| Name | COLORADO HOUSING & FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Number | 0008100745 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 810/745 |
| Instrument | 602148 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 38595 MONROE ST, AGATE, CO 80101-5001 |
| Document Number | 0007890662 |
| Instrument Date | Sep 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 38595 MONROE ST AGATE CO 80101, AGATE, CO 80101 |
| Document Number | 0007890662 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 000789/000662 |
| Instrument | 580852 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Aug 30, 2017 |
| Property Address | 38595 MONROE ST, AGATE, CO 80101-5001 |
| Document Number | 0007800501 |
| Book / Page | 0780 / 0501 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 571761 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5, AGATE, CO 80101-0005 |
| Name | Verified Name |
|---|---|
| Address | 38595 MONROE ST, AGATE, CO 80101 |
| Document Number | , 571762 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 571762 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 38595 Monroe St was $668.
Source: Elbert County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Agate School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 | $10,520 Land $270 Building $10,250 | $168,300 Land $4,300 Building $164,000 |
| 2023 | $400.00 (-20.79%) | $7,260 (-17.69%) Land $190 Building $7,070 | $108,378 (-14.67%) Land $2,838 Building $105,540 |
| 2022 | $505.00 | $8,820 Land $290 Building $8,530 | $127,008 Land $4,208 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38595 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38595 Monroe St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Agate Mutual Telephone Cooperative Association Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures