Stearns County property record for 38592 Co Rd 166, Freeport, MN 56331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,429 sqft · built 2002 |
| Lot Size | 6.31 acres (274,864 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Oct 2001) |
| Tax Bill | $3,826 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-13097-0050 |
| Primary APN | 22-13097-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,429 sqft Living Area |
| Gross Area | 2,223 sqft |
| 1st Floor Area | 1,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 274,864 sqft (6.31 acres) |
| Garage Type | Attached |
| Garage Area | 757 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38592 COUNTY ROAD 166 |
|---|---|
| City | FREEPORT |
| State | MN |
| Zip | 56331-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.31 A. PT SE4NW4 DAF: COMM AT SE COR SE4NW4 - N88D W ALG S LN 496.05' - N15D E 230.26' TO POB - N68D W 497.17' TO CL OF CO |
| Legal Range | 32W |
| Legal Township | 126 |
| Legal Section | 35 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MILLWOOD |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 10500 |
Source: Stearns County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38592 COUNTY ROAD 166, FREEPORT, MN 56331-9647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2001 · Amount on Record |
| Deed Sale | Oct 24, 2001 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 22, 2026 |
| Property Address | 38592 COUNTY ROAD 166, FREEPORT, MN 56331-9647 |
| Document Number | 0001717595 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261717595 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38592 COUNTY ROAD 166, FREEPORT, MN 56331-9647 |
| Document Number | 0001717595, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20261717595 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Millwood Township |
| Unified School District | Melrose Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,826.00 (+4.65%) | $519,400 (+5.46%) Land $91,600 Building $427,800 | $519,400 (+5.46%) Land $91,600 Building $427,800 |
| 2025 | $492,500 (+14.75%) Land $85,900 Building $406,600 | $492,500 (+14.75%) Land $85,900 Building $406,600 | |
| 2023 | $3,656.00 | $429,200 Land $84,100 Building $345,100 | $429,200 Land $84,100 Building $345,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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