Cabarrus County property record for 3859 Tersk Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,170 sqft · built 2019 |
| Lot Size | 0.146 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,500 (Jan 2020) |
| Tax Bill | $2,192 (2023) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0222.000000 |
| Primary APN | 10021E0222.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.146 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Patio Area | 29 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 135565 |
|---|---|
| Street Address | 3859 TERSK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 222 FOX CREEK |
| Legal Lot Number | 222 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41603 |
Source: Cabarrus County records · APN 10021E0222.000000
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3859 TERSK DR, MIDLAND, NC 28107-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Deed Document Number | 0013946335 |
| Deed Book / Page | 13946 / 335 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 13, 2020 |
| Property Address | 3859 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 0013946335 |
| Book / Page | 13946 / 0335 |
| Map Reference | MB 81 PG 31-34 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3859 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 0000139471 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 13947/1 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,192.00 | $228,300 Land $42,500 Building $185,800 | $228,300 Land $42,500 Building $185,800 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 289 locations within half a mile of this property.
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