3859 S 550 E, Franklin, IN 46131 Property Records

Johnson County property record for 3859 S 550 E, Franklin, IN 46131 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1952
Lot Size	5.48 acres (238,927 sqft)
Owner	Individual Name on File
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`93000501083/00`

Property Details

APN / Parcel Number

Primary APN	`93000501083/00`
Alternative APNs	`41-12-05-043-010.000-004` `00001112113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	238,927 sqft (5.48 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001112113
Street Address	3859 S 550 E
City	FRANKLIN
State	IN
Zip	46131-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW SE S5 T11 R5
Legal Range	5
Legal Township	11
Legal Section	5
Jurisdiction	JOHNSON IN
Township / Civil Division	BLUE RIVER
Census Block Group	2
Census Block	2050
Census Tract	611200

Owner

Source: Johnson County records · APN 93000501083/00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3859 S 550 E, FRANKLIN, IN 46131-8037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 09, 2021	Intrafamily Transfer, Transfer
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 04, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 08, 2021
Transfer Doc	2021007021
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	3859 S 550 E, FRANKLIN, IN 46131-8037
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024002518
Date	Feb 26, 2024
Instrument	2024-002518

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	3859 S 550 E, FRANKLIN, IN 46131-8037
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010324
Date	Apr 06, 2021
Instrument	2021-010324

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Mar 09, 2021
Property Address	3859 S 550 E, FRANKLIN, IN 46131-8037
Document Number	2021007021
Instrument Date	Mar 08, 2021
Instrument	2021-007021
Transaction Type	Transfer
Record Updated	Nov 01, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 S 550 E, FRANKLIN, IN 46131-8037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	3859 S 550 E, FRANKLIN, IN 46131-8037
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018010268
Date	May 15, 2018
Instrument	2018-010268

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	3859 S 550 E, FRANKLIN, IN 46131-8037
Transaction Type	Mortgage
Record Updated	Apr 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007035
Date	Apr 04, 2018
Instrument	2018-007035

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Blue River Township
Unified School District	Edinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00 (+4.09%) Homeowner's exemption	$296,100 (+18.68%) Land $90,900 Building $205,200	$296,100 (+18.68%) Land $90,900 Building $205,200
2024	$3,010.00 (+2%)
2023	$2,951.00 (-6.05%)	$249,500 (+1.46%) Land $90,900 Building $158,600	$249,500 (+1.46%) Land $90,900 Building $158,600
2022	$3,141.00	$245,900 Land $90,900 Building $155,000	$245,900 Land $90,900 Building $155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnson County (18081C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180816112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Apr 2025, river or lake flooding
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Johnson County Rural Electric Membership Cooperative	Fiber	3,000 / 3,000
Xfinity	Fiber	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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