Navajo County property record for 3859 Ramsay Rd, Snowflake, AZ 85937 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 3,066 sqft Living Area |
| Lot Size | 2.5 acres |
| Garage | Attached, 961 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2025) |
| Tax Bill | $1,085.00 (2025) |
| Primary APN | 202-20-096B |
|---|
| Building Area | 3,066 sqft Living Area |
|---|---|
| Gross Area | 4,027 sqft Gross Area |
| 1st Floor | 3,066 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 108,900 sqft |
| Garage Type | Attached Garage |
| Garage Area | 961 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 601 sqft Patio |
| Porch Area | 198 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 3859 RAMSAY RD |
|---|---|
| City | SNOWFLAKE |
| State | AZ |
| Zip | 85937-6189 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION 30, T13N, R21E: PORTION LOT 108: COMM. NW COR LOT 108, TPOB; TH S89*37 33 E 662.02'; TH S0*16'38 E 329.12'; TH N89*39'20 W304.78'; TH N0*20'32 W 305.28'; TH N89*37'33 W 356.83'; TH N0*25'57 W 24' TPOB. OUT OF 202-20-096 FOR2007ROLL. |
| Legal Range | 21E |
| Legal Township | 13N |
| Legal Section | 30 |
| Legal Lot Number | 108 |
| Jurisdiction | NAVAJO AZ |
| Minor Civil Division | SNOWFLAKE |
| Census Blockgroup | 3 |
| Census Block | 3161 |
| Census Tract | 963300 |
Source: Navajo County records · APN 202-20-096B
Assessment roll updated June 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jul 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 17, 2022 | Intrafamily Transfer, Transfer |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2012 · Amount on Record |
| Deed Doc Number | 20251284 |
| Prior Transfer Date | Oct 17, 2022 |
| Prior Transfer Doc | 0000019549 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIA |
| Name | Verified Name |
|---|---|
| Address | 282 AA DEAKINS RD, JONESBOROUGH, TN 37659-3153 |
| Document Number | 0000015119 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-15119 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009385 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023-09385 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Oct 17, 2022 |
| Property Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Document Number | 0000019549 |
| Map Reference | MB 6 PG 33 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-19549 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000015148 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-15148 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3859 RAMSAY RD, SNOWFLAKE, AZ 85937-6189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015345 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-15345 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Snowflake Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $460,170 (-5.47%) Land $34,452 Building $425,718 | ||
| 2025 | $1,085.00 (+6.79%) | $48,681 Land $2,904 Building $45,777 | $486,811 Land $29,038 Building $457,773 |
| 2023 | $1,016.00 |
Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 38% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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