St. Clair County property record for 3859 Jack Pine Ln, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,968 sqft · built 1990 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Aug 2018) |
| Tax Bill | $4,603 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-521-0051-000 |
| Primary APN | 74-06-521-0051-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3859 JACK PINE LN |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 52, S 10 FT LOT 53, & N 5 FT LOT 51 NORTHERN WOODS SUBDIVISION |
| Legal Subdivision | NORTHERN WOODS SUBDIVISION |
| Legal Lot Number | 51-53 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 629000 |
3859 Jack Pine Ln is owned and occupied by an individual who bought it in August 2018.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3859 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Apr 12, 2017 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Document Number | 201818631 |
| Deed Book / Page | 4979 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3859 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3859 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0052990365 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 5299/365 |
| Instrument | 2021000565 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 17, 2018 |
| Property Address | 3859 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0004979481 |
| Book / Page | 4979 / 481 |
| Map Reference | LB 87 PG 5 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2018018631 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | MICHIGAN FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2916 GLENVIEW CT, PORT HURON, MI 48060-1587 |
| Document Number | 2018018632 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018018632 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3859 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0048710359 |
| Book / Page | 004871 / 000359 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3859 JACK PINE LN PORT HURON MI 480608631, PORT HURON, MI 48060-8631 |
| Document Number | 0048710359 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 004871/000359 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 3859 Jack Pine Ln was $4,603 with a homeowner's exemption, up 2.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,900 (+2.7%) | $281,800 | |
| 2025 | $4,603.00 (+2.4%) Homeowner's exemption | $137,200 | |
| 2024 | $4,495.00 | $274,400 | |
| 2023 | $119,300 | ||
| 2022 | $3,942.00 | $238,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3859 Jack Pine Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3859 Jack Pine Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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