3859 Hells Bend Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3859 Hells Bend Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,568 sqft Living Area
Lot Size	204,514 sqft (4.69 acres)
Occupancy	Owner Occupied
Last Sale	$1,700,000 (2008)
Tax Bill	$2,006.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`43 A 5`
Alternative APN	`684`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,568 sqft Living Area
Gross Area	3,650 sqft Gross Area
1st Floor	1,568 sqft 1st Floor
Basement Area	1,568 sqft Basement
Unfinished Basement	1,568 sqft Unfinished
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	204,514 sqft (4.69 acres)

Exterior Amenities

Shed	1 Shed
Deck Area	384 sqft Deck
Porch	Porch
Porch Area	130 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	684
Street Address	3859 HELLS BEND RD
City	PALMYRA
State	VA
Zip	22963-4553
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 294-674 AC 4.695
Jurisdiction	FLUVANNA VA
Minor Civil Division	FORK UNION
Census Blockgroup	2
Census Block	2027
Census Tract	20200

Owner

Source: Fluvanna County records · APN 43 A 5

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3859 HELLS BEND RD, PALMYRA, VA 22963-4553
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2008 · Amount on Record
Deed Sale	Aug 05, 2008 · Amount on Record
Deed Doc Number	20083647
Deed Book / Page	772 / 899
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3859 HELLS BEND RD, PALMYRA, VA 22963-4553
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1803799
Date	Dec 11, 2018
Instrument	1803799

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,700 (-) Land $47,100 Building $218,600	$265,700 (-) Land $47,100 Building $218,600
2025	$2,006.00 (+7.45%)	$265,700 (+20.06%) Land $47,100 Building $218,600	$265,700 (+20.06%) Land $47,100 Building $218,600
2023		$221,300 Land $47,100 Building $174,200	$221,300 Land $47,100 Building $174,200
2022	$1,867.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.