3859 E Letts Rd, Midland, MI 48642 Property Records

Midland County property record for 3859 E Letts Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,124 sqft
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2022)
Tax Bill	$5,834 (2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-613-500-805-00`

Property Details

APN / Parcel Number

Primary APN	`090-613-500-805-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Living Area
Basement Area	1,416 sqft

Exterior

Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	267 ft deep x 108 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	09061350080500
Street Address	3859 E LETTS RD
City	MIDLAND
State	MI
Zip	48642-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	T15N R2E LOT 80 EXC E 20FT PINE HOLLOW ESTATES NO 4.
Legal Subdivision	FT PINE HOLLOW ESTATES
Legal Lot Number	80
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1003
Census Tract	291102

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	240 S HOCKADAY RD, GLADWIN, MI 48624-8456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK
Oct 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	0001659857
Deed Book / Page	1659 / 857
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 26, 2022
Property Address	3859 E LETTS RD, MIDLAND, MI 48642-9405
Document Number	001659/857
Book / Page	1659 / 857
Map Reference	LB O PG 79
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3859 E LEFTS RD, 3859, MIDLAND, MI 48642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S HOCKADAY RD, GLADWIN, MI 48624-8456

Mortgage

Document Number	0001659858
Date	Aug 26, 2022
Instrument	1659/858

Lender

Name	1ST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 26, 2020
Property Address	3859 E LETTS RD, MIDLAND, MI 48642-9405
Document Number	1638/1286
Book / Page	1638 / 1286
Map Reference	LB Q PG 79
Instrument Date	Oct 23, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,142.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7422 PHOENIX WAY, MIDLAND, MI 48642-8114

Mortgage

Document Number	16381287
Date	Oct 26, 2020
Instrument	1638/1287

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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