Lake County property record for 38588 5th St W, Charlo, MT 59824
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,476 sqft · built 1963 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,381 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511961 |
| Primary APN | R1511961 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000011212 |
|---|---|
| Street Address | 38588 5TH ST W |
| City | CHARLO |
| State | MT |
| Zip | 59824-7721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLO ORIGINAL TOWNSITE, S05, T19 N, R20 W, BLOCK 007, LOT 011, LTS 11-12 |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 05 |
| Legal Subdivision | CHARLO ORIGINAL TOWNSITE |
| Legal Block | 7 |
| Legal Lot Number | 11,12 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 124, CHARLO, MT 59824-0124 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2012 |
| Transfer Doc | 0000519659 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,381.00 (-9.26%) | $248,300 (-) | |
| 2025 | $1,522.00 (-13.03%) | $248,300 (+36.8%) | $248,300 (+36.8%) Land $57,100 Building $191,200 |
| 2023 | $1,750.00 | $181,500 | $181,500 Land $39,800 Building $141,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED CHARLO LAKE CO W AND S DIST serves 450 people · EPA ID MT0000172 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
May also be available: Western Montana CommunityTel.
5G (outdoors only) and 4G LTE
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