3858 Whitetop Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 3858 Whitetop Rd, Chilhowie, VA 24319

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1978
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,121 (2026)
Flood ZoneZone X (minimal risk)
APN76C-1-9A

Property Details

APN / Parcel Number

Primary APN76C-1-9A
Alternative APN
  • 97870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area3,224 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof TypeGable
Lot Area43,560 sqft (1 acres)
PorchPorch
Porch Area264 sqft
Patio Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number97870
Street Address3858 WHITETOP RD
CityCHILHOWIE
StateVA
Zip24319-5833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST RD 604 76C 1 9A
JurisdictionSMYTH VA
Township / Civil DivisionCHILHOWIE
Census Block Group3
Census Block3053
Census Tract30702

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3858 WHITETOP RD, CHILHOWIE, VA 24319-5833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySmyth County
Unified School DistrictSmyth County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,121.00$162,500 (-) Land $15,000 Building $147,500$162,500 (-) Land $15,000 Building $147,500
2025$162,500 (+46.53%) Land $15,000 Building $147,500$162,500 (+46.53%) Land $15,000 Building $147,500
2023$820.00$110,900 Land $12,500 Building $98,400$110,900 Land $12,500 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2019–2025)
Most Recent ClaimFeb 2025 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 70% of Virginia
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHILHOWIE
serves 4,625 people · EPA ID VA1173090
Water SourcePurchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP
Last State InspectionAug 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Point Broadband
Fiber
1,000 / 1,000

May also be available: SmythNet.

Cell Coverage

No cell data coverage reported

Nearby Properties on Whitetop Rd

Nearby Streets

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