Seminole County property record for 3858 Silverstream Ter, Sanford, FL 32771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,471 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2021) |
| Tax Bill | $4,166.00 (2025) |
| Primary APN | 33-19-31-517-0000-3650 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,471 sqft Living Area |
| Upper Floors | 1,422 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3858 SILVERSTREAM TER |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-9672 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 365 RIVERBEND AT CAMERON HEIGHTS PHASE 3 PLAT BOOK {85} PAGES {72-77} |
| Legal Range | 31 |
| Legal Township | 19 |
| Legal Section | 33 |
| Legal Subdivision | RIVERBEND AT CAMERON HEIGHTS |
| Legal Phase | 3 |
| Legal Tract | 517 |
| Legal Lot Number | 365 |
| Jurisdiction | SEMINOLE FL |
| Minor Civil Division | SANFORD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 21100 |
Source: Seminole County records · APN 33-19-31-517-0000-3650
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 22, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 14, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 04, 2021 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Deed Doc Number | 2021131275 |
| Deed Book / Page | 10061 / 868 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Document Number | 0109010412 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 10901/412 |
| Instrument | 2025093579 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Document Number | 0105561477 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 10556/1477 |
| Instrument | 2023116367 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Document Number | 0103451656 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 10345/1656 |
| Instrument | 2022124237 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Oct 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 04, 2021 |
| Property Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Document Number | 0100610868 |
| Book / Page | 10061 / 868 |
| Map Reference | MB 85 PG 72-77 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021131275 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 3858 SILVERSTREAM TER, SANFORD, FL 32771-9672 |
| Document Number | 0010061869 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 10061/869 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (+4.44%) Homeowner's exemption | $335,732 (+5.99%) | $378,861 (-1.05%) Land $80,000 Building $298,861 |
| 2023 | $3,989.00 (+2.57%) Homeowner's exemption | $316,767 (+3%) | $382,885 (+16.5%) Land $68,000 Building $314,885 |
| 2022 | $3,889.00 Homeowner's exemption | $307,541 | $328,643 Land $58,000 Building $270,643 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 521 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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