3858 Pine Ridge Dr, Duluth, MN 55810 Property Records

St. Louis County property record for 3858 Pine Ridge Dr, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,790 sqft · built 2016
Lot Size	16.5 acres (719,611 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,314 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`530-0010-05061`

Property Details

APN / Parcel Number

Primary APN	`530-0010-05061`
Alternative APNs	`1083106` `1197240`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,790 sqft Gross Area
1st Floor Area	2,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	719,611 sqft (16.5 acres)
Garage Area	1,118 sqft
Patio Area	504 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1197240
Street Address	3858 PINE RIDGE DR
City	DULUTH
State	MN
Zip	55810-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	E1/2 OF S1/2 OF S1/2 OF NE1/4 OF NW1/4 ANDS1/2 OF S1/2 OF NW1/4 OF NE1/4 AND EAST 200FEET OF W1/2 OF S1/2 OF S1/2 OF NE1/4
Legal Range	16W
Legal Township	50N
Legal Section	27
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4044
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Affidavit, Transfer
May 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jan 8, 2020	Quit Claim Deed, Transfer US BK
Oct 9, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2019
Transfer Doc	0001019336
Record Updated	Sep 20, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2026
Property Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517
Document Number	0001101659
Instrument Date	May 19, 2026
Instrument	20261101659
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2026
Property Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517
Document Number	0001101660
Instrument Date	Apr 30, 2026
Instrument	20261101660
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517
Document Number	00T1019076
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3858 PINE RIDGE DR DULUTH MN 558109517, DULUTH, MN 55810-9517

Mortgage

Document Number	00T1019076
Date	Dec 30, 2019
Instrument	T1019076

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 8, 2020
Property Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517
Document Number	00T1019336
Instrument Date	Dec 13, 2019
Instrument	T1019336
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3858 PINE RIDGE DR PROCTOR MN 558109517, PROCTOR, MN 55810-9517

Mortgage

Document Number	T1019076
Date	Jan 8, 2020
Instrument	T1019076

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3858 PINE RIDGE DR, DULUTH, MN 55810-9517
Document Number	000T991474
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3858 PINE RIDGE DR PROCTOR MN 55810, PROCTOR, MN 55810

Mortgage

Document Number	000T991474
Date	Oct 30, 2017
Instrument	T991474

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,314.00 (+4.16%) Homeowner's exemption
2025	$6,062.00 (+13.35%) Homeowner's exemption	$637,800 (+8.91%) Land $89,900 Building $547,900	$637,800 (+8.91%) Land $89,900 Building $547,900
2024	$5,348.00	$585,600 (+34.47%) Land $86,400 Building $499,200	$585,600 (+34.47%) Land $86,400 Building $499,200
2022		$435,500 Land $56,900 Building $378,600	$435,500 Land $56,900 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: T-Mobile.

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