Clay County property record for 3858 Main St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,408 sqft · built 1978 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Sep 2021) |
| Tax Bill | $4,742 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-24-006172-001-00 |
| Primary APN | 12-05-24-006172-001-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Heated Area |
| Gross Area | 3,512 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 55,321 sqft (1.27 acres) |
| Lot Dimensions | 350 ft deep x 200 ft wide |
| Garage Area | 560 sqft |
| Porch | Porch |
| Porch Area | 1,104 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3858 MAIN ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOV LOT 3 AS REC O R 3657 PG 1724 & 4515 PG 398 EX PTO R 4051 PG 546 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Haskell-Long House listed 1990 · 1 contributing resources · NRIS 90000314 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3858 Main St is owned and occupied by an individual who bought it in September 2021.
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3858 MAIN ST, MIDDLEBURG, FL 32068-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jan 29, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Prior Sale | Jan 29, 2018 · Amount on File |
| Deed Document Number | 2021061153 |
| Deed Book / Page | 4515 / 398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 3858 MAIN ST, MIDDLEBURG, FL 32068-5145 |
| Document Number | 0045150398 |
| Book / Page | 4515 / 398 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021061153 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 NE 5TH ST, 410, WILLISTON, FL 32696-1843 |
| Name | Verified Name |
|---|---|
| Address | 3858 MAIN ST, MIDDLEBURG, FL 32068-5145 |
| Document Number | 0045150400 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4515/400 |
| Instrument | 2021061154 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 29, 2018 |
| Property Address | 3858 MAIN ST, MIDDLEBURG, FL 32068-5145 |
| Document Number | 0040510546 |
| Book / Page | 004051 / 000546 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 4765 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3852 MAIN ST MIDDLEBURG FL 320685145, MIDDLEBURG, FL 32068-5145 |
The 2025 property tax bill for 3858 Main St was $4,742 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,742.00 Homeowner's exemption | $351,112 | $462,100 Land $15,240 Building $446,860 |
| 2023 | $4,755.00 (+5.57%) Homeowner's exemption | $331,279 (+3%) | $433,821 (+23.1%) Land $15,240 Building $418,581 |
| 2022 | $4,504.00 Homeowner's exemption | $321,631 | $352,414 Land $15,240 Building $337,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3858 Main St in Zone X, an area of minimal flood risk, though there have been 199 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3858 Main St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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