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  5. Hidden Ranch Rd

3858 Hidden Ranch Rd, Snowflake, AZ 85937 Property Records

Navajo County property record for 3858 Hidden Ranch Rd, Snowflake, AZ 85937

Property Summary

Property TypeMobile Home
Details2,280 sqft · built 2025
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$22,000 (Aug 2020)
Tax Bill$165 (2025)
Deeds & MortgagesAug 2024 Construction Loan
Apr 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN202-20-091

Property Details

APN / Parcel Number

Primary APN202-20-091

Interior

Stories2 Stories
Building Area2,280 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleMobile Home
Construction TypeWood
Roof MaterialBuilt-Up Asphalt
Lot Area217,800 sqft

Location & Zoning

Street Address3858 HIDDEN RANCH RD
CitySNOWFLAKE
StateAZ
Zip85937-6188
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRU-1
Legal DescriptionSECTION 30,T13N,R21E:LOT 103 // MH 2025 CHAMPION 30X76 VIN# 15700PHA006276A&B 2025-05099 //
Legal Range21E
Legal Township13N
Legal Section30
Legal Lot Number103
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group3
Census Block3165
Census Tract963300

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3858 HIDDEN RANCH RD, SNOWFLAKE, AZ 85937-6188
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2024Deed of Trust, Mortgage · Construction Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC
Apr 15, 2025Warranty Deed, Transfer · Conventional Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC
Aug 21, 2020Warranty Deed, Transfer
LAWYERS TITLE, LAWYERS TITLE/AZ
Mar 19, 2018Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Deed Document Number202015297
Last Transfer DateApr 4, 2025
Transfer Doc0000005100
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address3858 HIDDEN RANCH RD, SNOWFLAKE, AZ 85937-6188
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanySUN TITLE AGENCY LLC, SNAP TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3930 E AGAVE RD, PHOENIX, AZ 85044-0614

Mortgage

Document Number0000010916
DateAug 9, 2024
Instrument2024-10916
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeFunding / Finance Company
AddressGILBERT, AZ 85234
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueSep 1, 2025
Interest
Rate TypeAdjustable Rate
Rate10.5%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024
Change FrequencyMonthly
Min Rate At Change10.5%
Max Rate At Change15.5%
IndexPrime Rate
Margin2
Max Rate15.5%

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateApr 15, 2025
Property Address3858 HIDDEN RANCH RD, SNOWFLAKE, AZ 85937-6188
Document Number0000005100
Instrument DateApr 4, 2025
Instrument2025-05100
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanySUN TITLE AGENCY LLC, SNAP TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000005101
DateApr 15, 2025
Instrument2025-05101
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateAug 21, 2020
Property Address3858 HIDDEN RANCH RD, SNOWFLAKE, AZ 85937-6188
Document Number0000015297
Instrument DateJul 29, 2020
Instrument15297
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyLAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3930 E AGAVE RD PHOENIX AZ 850440614, PHOENIX, AZ 85044-0614

March 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionNAVAJO AZ
Recording DateMar 19, 2018
Property Address3858 HIDDEN RANCH RD, SNOWFLAKE, AZ 85937-6188
Document Number0000004300
Instrument DateOct 20, 2017
Instrument4300
Transaction TypeTransfer
Record UpdatedMar 23, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CHADWYN DR OCEAN VIEW NJ 082301460, OCEAN VIEW, NJ 08230-1460

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictSnowflake Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$271,592 (+0.25%) Land $43,912 Building $227,680
2026$270,926 (+616.94%) Land $40,399 Building $230,527
2025$165.00 (+3.77%)$5,668 Land $5,668$37,789 Land $37,789
2023$159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 40% of Arizona
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Smith Bagley
Fixed Wireless		100 / 100

May also be available: T-Mobile.

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