38575 Dexter Rd, Dexter, OR 97431 Property Records

Lane County property record for 38575 Dexter Rd, Dexter, OR 97431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,982 sqft · built 1935
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on Record
Last Sale	$395,000 (Sep 2005)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01-08-00-03400-000`

Property Details

APN / Parcel Number

Primary APN	`19-01-08-00-03400-000`
Alternative APN	`0813871`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,982 sqft Finished Area
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	0813871
Street Address	38575 DEXTER RD
City	DEXTER
State	OR
Zip	97431-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E30-EFU 30 ACRE MIN
Legal Description	SEC/TWN/RNG/MER:SEC 08 TWN 19 RNG 01
Legal Range	01W
Legal Township	19S
Legal Section	08
Legal Lot Number	3400
Jurisdiction	LANE OR
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5007
Census Tract	1600

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	38575 DEXTER RD, DEXTER, OR 97431-9795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Apr 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2005 · Amount on Record
Deed Sale	Sep 2, 2005 · Amount on Record
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	0000069611
Last Transfer Date	Apr 11, 2017
Transfer Doc	0000017582
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	38575 DEXTER RD, DEXTER, OR 97431-9795
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38575 DEXTER RD, DEXTER, OR 97431-9795

Mortgage

Document Number	0000006465
Date	Mar 2, 2026
Instrument	2026-006465

Lender

Name	BANNER BANK
Type	Bank
Address	PLEASANT HILL, OR 97455

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	38575 DEXTER RD, DEXTER, OR 97431-9795
Document Number	0000045581
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38575 DEXTER RD DEXTER OR 974319795, DEXTER, OR 97431-9795

Mortgage

Document Number	0000045581
Date	Aug 18, 2020
Instrument	45581

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Apr 11, 2017
Property Address	38575 DEXTER RD, DEXTER, OR 97431-9795
Document Number	0000017582
Instrument Date	Apr 6, 2017
Instrument	17582
Transaction Type	Transfer
Record Updated	Apr 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38575 DEXTER RD DEXTER OR 974319795, DEXTER, OR 97431-9795

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Pleasant Hill School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (+7.27%)	$166,524 (+5.7%)	$448,257 (+0.2%) Land $110,025 Building $338,232
2023	$1,898.00 (+1.01%)	$157,546 (+2.98%)	$447,346 (+5.63%) Land $104,392 Building $342,954
2022	$1,879.00	$152,989	$423,503 Land $104,392 Building $319,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1996–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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