3857 Watson Ln, Linwood (Union Bridge), MD 21791 Property Records

Carroll County property record for 3857 Watson Ln, Linwood, MD 21791

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,106 sqft · built 1850
Lot Size	0.736 acres (32,043 sqft)
Owner	Individual Name on Record
Last Sale	$291,500 (Jan 2021)
Tax Bill	$2,873 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-004542`

Property Details

APN / Parcel Number

Primary APN	`02-004542`
Alternative APNs	`2004542` `004542`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,106 sqft Total Area
Basement Area	416 sqft
Finished Basement	416 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,043 sqft (0.736 acres)
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	584 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004542
Street Address	3857 WATSON LN
City	UNION BRIDGE
State	MD
Zip	21791-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 0.735625 AC 3857 WATSON LN LINWOOD
Legal Subdivision	LINWOOD
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	1
Census Block	1034
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3857 WATSON LN, UNION BRIDGE, MD 21791-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed, Transfer · Stand-Alone First Mortgage FULTON BANK NA
Jan 13, 2021	Deed, Transfer · Stand-Alone First Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Deed Book / Page	10050 / 16
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 13, 2021
Property Address	3857 WATSON LN, LINWOOD, MD 21791-9062
Document Number	0100500006
Book / Page	10050 / 16
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	DBA EASTERN TTL & SETLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 BUFFALO RD, NEW WINDSOR, MD 21776-7610

Mortgage

Document Number	100500022
Date	Jan 13, 2021
Instrument	10050-0022

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 13, 2021
Property Address	3857 WATSON LN, LINWOOD, MD 21791-9062
Document Number	0100500016
Book / Page	10050 / 16
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, DBA EASTERN TTL & SETLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 BUFFALO RD, NEW WINDSOR, MD 21776-7610

Mortgage

Document Number	0001005022
Date	Jan 13, 2021
Instrument	10050/22

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,873.00 (+5.43%) Homeowner's exemption	$395,600 (+85.03%) Land $103,700 Building $291,900	$395,600 (+85.03%) Land $103,700 Building $291,900
2025	$2,725.00 (+12.84%) Homeowner's exemption
2023	$2,415.00 Homeowner's exemption	$213,800 Land $103,700 Building $110,100	$213,800 Land $103,700 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000

May also be available: Quantum Internet & Telephone.

Nearby Properties on Watson Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures