3857 W Elgin St, Chandler, AZ 85226 Property Records

Maricopa County property record for 3857 W Elgin St, Chandler, AZ 85226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,089 sqft · built 1986
Lot Size	0.119 acres (5,192 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Jul 2017)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`301-65-549`

Property Details

APN / Parcel Number

Primary APN	`301-65-549`
Alternative APN	`301655499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,192 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3857 W ELGIN ST
City	CHANDLER
State	AZ
Zip	85226-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	HEARTHSTONE UNIT 4 MCR 277-15
Legal Range	4E
Legal Township	1S
Legal Section	36
Legal Subdivision	HEARTHSTONE UNIT 4
Legal Lot Number	511
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	811100

Owner

Source: Maricopa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage AMERICA FIRST FCU
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jul 28, 2017	Warranty Deed, Transfer · FHA Mortgage SECURITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	2017554916
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	0000210974
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909

Mortgage

Document Number	0000608381
Date	Jul 29, 2022
Instrument	20220608381

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909

Mortgage

Document Number	0000693958
Date	Jun 24, 2021
Instrument	20210693958

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000189712
Date	Mar 14, 2018
Instrument	20180189712

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909

Mortgage

Document Number	0000174465
Date	Mar 13, 2019
Instrument	20190174465

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927982
Date	Nov 18, 2019
Instrument	20190927982

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 N KIERLAND BLVD #280 280, 280, SCOTTSDALE, AZ 85254

Mortgage

Document Number	0000915962
Date	Sep 28, 2020
Instrument	20200915962

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2017
Property Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909
Document Number	0000554916
Map Reference	MB 277 PG 15
Instrument Date	Jul 21, 2017
Instrument	2017-0554916
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2685 MICHELLE CT, 2685, NAPA, CA 94558-5171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 W ELGIN ST, CHANDLER, AZ 85226-4909

Mortgage

Document Number	, 2017-0554917
Date	Jul 28, 2017
Instrument	2017-0554917

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,280 (+108.85%)	$332,800 (+8.76%) Land $66,500 Building $266,300
2025	$1,245.00 (+2.55%)	$15,935 (-51.61%)	$306,000 (-7.08%) Land $61,200 Building $244,800
2024		$32,930	$329,300 Land $65,800 Building $263,500
2023	$1,214.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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