3857 Regency Cir N, Boca Raton, FL 33496 Property Records

Palm Beach County property record for 3857 Regency Cir N, Boca Raton, FL 33496

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,764 sqft · built 1995
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (Jun 2026)
Tax Bill	$18,126 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-04-05-000-0180`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-04-05-000-0180`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,764 sqft Living Area
Gross Area	4,383 sqft
1st Floor Area	2,642 sqft
Upper Floors Area	1,122 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	6,325 sqft (0.145 acres)
Garage Type	Attached
Garage Area	421 sqft

Exterior Amenities

Pool Area	102 sqft
Porch	Finished/Open Porch
Porch Area	198 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3857 REGENCY CIR N
City	BOCA RATON
State	FL
Zip	33496-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D-PUD
Legal Description	REGENTS SQUARE OF WOODFIELD CCLT 18
Legal Range	42E
Legal Township	47S
Legal Section	04
Legal Subdivision	REGENTS SQUARE OF WOODFIELD
Legal Lot Number	18
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2000
Census Tract	7007

Owner

3857 Regency Cir N is owned and occupied by two individuals who bought it in June 2026.

Source: Palm Beach County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3857 REGENCY CIR N, BOCA RATON, FL 33496-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Aug 10, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	2026224109
Deed Book / Page	36601 / 1030
Transfer Doc	9063001682
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 22, 2026
Property Address	3857 REGENCY CIR N, BOCA RATON, FL 33496-2724
Document Number	0000224109
Book / Page	36601 / 1030
Instrument Date	Jun 15, 2026
Instrument	2026224109
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,014,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 REGENCY CIR N, BOCA RATON, FL 33496-2724

Mortgage

Document Number	0000224110,
Date	Jun 22, 2026
Instrument	2026224110

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 10, 2021
Property Address	3857 REGENCY CIR N, BOCA RATON, FL 33496-2724
Document Number	0327681214
Book / Page	32768 / 1214
Map Reference	MB 59 PG 5
Instrument Date	Aug 5, 2021
Instrument	20210372575
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	921 BEGONIA RD APT 302, 921, CELEBRATION, FL 34747-4459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 REGENCY CIR N, BOCA RATON, FL 33496-2724

Tax Assessment & Valuation

The 2025 property tax bill for 3857 Regency Cir N was $18,126 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,126.00 Homeowner's exemption	$1,083,210	$1,083,210 Land $583,937 Building $499,273
2023	$20,411.00 (+11.61%) Homeowner's exemption	$1,207,215 (+18.43%) Land $404,625 Building $802,590	$1,207,215 (+18.43%) Land $404,625 Building $802,590
2022	$18,288.00	$1,019,336 Land $481,250 Building $538,086	$1,019,336 Land $481,250 Building $538,086

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3857 Regency Cir N in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 187 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 in force
Nearby Flood Claims	12 (1999–2020)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3857 Regency Cir N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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