Madison County property record for 3857 Ready Section Rd, Ardmore, AL 35739
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,041 sqft · built 2000 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $651 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-19-0-002-026.002 |
| Primary APN | 05-04-19-0-002-026.002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 2,041 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 202979 |
|---|---|
| Street Address | 3857 READY SECTION RD |
| City | ARDMORE |
| State | AL |
| Zip | 35739-8757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PART OF THE SE 1/4 OF THE SE 1/4 OF SEC 19 MORE PARTIC DESC AS COMM AT THE SE COR OF SD SEC 19 SD PT BEING IN THE C/ |
| Legal Range | 01W |
| Legal Township | 01S |
| Legal Section | 19 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10406 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3857 READY SECTION RD, ARDMORE, AL 35739-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 3857 READY SECTION RD, ARDMORE, AL 35739-8757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020774 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 2026/20774 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | 220 WYNN DR NW, HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 3857 READY SECTION RD, ARDMORE, AL 35739-8757 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000051964 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 2024/51964 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | 220 WYNN DR NW, HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 3857 READY SECTION RD, ARDMORE, AL 35739-8757 |
| Document Number | 0000028611 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3857 READY SECTION RD ARDMORE AL 357398757, ARDMORE, AL 35739-8757 |
| Document Number | 0000028611 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 28611 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651.00 (+0.77%) | ||
| 2025 | $646.00 (-8.24%) Homeowner's exemption | $22,520 (-7.93%) Land $2,460 Building $20,060 | $225,100 (-7.9%) Land $24,500 Building $200,600 |
| 2023 | $704.00 (+20.55%) Homeowner's exemption | $24,460 (+20.14%) Land $2,460 Building $22,000 | $244,400 (+20.1%) Land $24,500 Building $219,900 |
| 2022 | $584.00 Homeowner's exemption | $20,360 Land $1,280 Building $19,080 | $203,500 Land $12,700 Building $190,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures