3857 Indian Trl, Unit 104, Destin, FL 32541 Property Records

Okaloosa County property record for 3857 Indian Trl, Unit 104, Destin, FL 32541

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,029 sqft · built 1972
Lot Size3.63 acres (158,466 sqft)
OwnerIndividual Name on File
Tax Bill$734 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-5015-5

Property Details

APN / Parcel Number

Primary APNC56-000-589-5015-5
Alternative APN
  • 00-2S-22-038H-0104-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,029 sqft Heated Area
Game RoomGame Room

Exterior

Year BuiltBuilt 1972
Lot Area158,466 sqft

Location & Zoning

Street Address3857 INDIAN TRL UNIT 104, 104
CityDESTIN
StateFL
Zip32541-2007
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCENTURY PARK WEST UNIT 104
Legal Range22
Legal Township02S
Legal SubdivisionCENTURY PARK WEST
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

3857 Indian Trl, Unit 104 is owned and occupied by an individual who acquired it in June 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address3857 INDIAN TRL UNIT 104, 104, DESTIN, FL 32541-2007
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateJun 12, 2025
Transfer Doc0003759296
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3857 Indian Trl, Unit 104 was $734 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$734.00 Homeowner's exemption Widower's exemption$106,022$250,000 Building $250,000
2023$674.00 (-3.85%) Homeowner's exemption Widower's exemption$100,033 (+3%)$320,000 (+20.75%) Building $320,000
2022$701.00 Homeowner's exemption Widower's exemption$97,119$265,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3857 Indian Trl, Unit 104 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3857 Indian Trl, Unit 104 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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