3857 Hunt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3857 Hunt Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft · built 1940
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2015)
Tax Bill	$573 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Feb 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-400-029-00`

Property Details

APN / Parcel Number

Primary APN	`008-400-029-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3857 HUNT RD
City	LAPEER
State	MI
Zip	48446-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 93 400 000 00 T7N R9E SUPERVISORS PLAT OF HUNTS LANDING RECORDED IN L1 P66 OF LAPEER COUNTY PLATS LOT 29.
Legal Subdivision	SUPRVRS OF HUNTS LANDING
Legal Lot Number	29
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-400-029-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3857 HUNT RD, LAPEER, MI 48446-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 06, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance DORT FEDERAL CREDIT UNION
May 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage DORT FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2015 · Amount on Record
Deed Sale	May 26, 2015 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Book / Page	2767 / 137
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3857 HUNT RD, LAPEER, MI 48446-2958
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 HUAT RD, LAPEER, MI 48446-2958

Mortgage

Document Number	0032810087
Date	Mar 15, 2022
Book Page	3281/87

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.06%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.06%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3857 HUNT RD, LAPEER, MI 48446-2958
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029440134
Date	Feb 06, 2018
Book Page	2944/134

Lender

Name	DORT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3857 HUNT RD, LAPEER, MI 48446-2958
Document Number	0030240865
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 HUNT RD LAPEER MI 484462958, LAPEER, MI 48446-2958

Mortgage

Document Number	0030240865
Date	May 24, 2019
Book Page	003024/000865

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.37%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3857 HUNT RD, LAPEER, MI 48446-2958
Document Number	0030240851
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 HUNT RD LAPEER MI 484462958, LAPEER, MI 48446-2958

Mortgage

Document Number	0030240851
Date	May 24, 2019
Book Page	003024/000851

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3857 HUNT RD, LAPEER, MI 48446-2958
Document Number	0029130999
Book / Page	002913 / 000999
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 HUNT RD LAPEER MI 484462958, LAPEER, MI 48446-2958

Mortgage

Document Number	0029130999
Date	Aug 28, 2017
Book Page	002913/000999

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$573.00 (-66.57%) Homeowner's exemption	$94,100 (+22.37%)	$188,200 (+22.37%)
2023		$76,900	$153,800
2022	$1,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 86 locations within half a mile of this property.

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