Oakland County property record for 3857 Estates Ct, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,279 sqft · built 1970 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jul 2010) |
| Tax Bill | $4,485 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-203-038 |
| Primary APN | 88-20-19-203-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,279 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Basement Area | 1,319 sqft |
| Unfinished Basement | 1,319 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3857 ESTATES CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 19 TROY ESTATES SUB. LOT 203 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 19 |
| Legal Subdivision | TROY ESTATES SUB |
| Legal Lot Number | 203 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196700 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3857 ESTATES CT, TROY, MI 48084-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET LENDING CORP |
| Sep 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE CHARTERED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2010 · Amount on Record |
| Deed Sale | Jul 22, 2010 · Amount on Record |
| Prior Sale | Mar 16, 1999 |
| Deed Document Number | 2010132603 |
| Deed Book / Page | 42230 / 373 |
| Prior Transfer Date | Feb 8, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3857 ESTATES CT, TROY, MI 48084-1144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3857 ESTATES CT, TROY, MI 48084-1144 |
| Document Number | 0000224286 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 55072/856 |
| Instrument | 224286 |
| Name | SOMERSET LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, MI 48307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3857 ESTATES CT, TROY, MI 48084-1144 |
| Document Number | 0000156924 |
| Instrument Date | Sep 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3857 ESTATES CT TROY MI 480841144, TROY, MI 48084-1144 |
| Document Number | 0000156924 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 052210/000339 |
| Instrument | 156924 |
| Name | STATE CHARTERED CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2028 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,485.00 (-3.84%) | ||
| 2023 | $398,300 | ||
| 2022 | $4,664.00 | $199,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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