3857 Baxter Rd, Baxter, TN 38544 Property Records

Putnam County property record for 3857 Baxter Rd, Baxter, TN 38544

Property Summary

Property Type	Rural Home
Details	3 ba · 1,932 sqft · built 1994
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$459,000 (May 2026)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071086 00601`

Property Details

APN / Parcel Number

Primary APN	`071086 00601`
Alternative APN	`086 00601`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	1,932 sqft
Unfinished Basement	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	728 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3857 BAXTER RD
City	BAXTER
State	TN
Zip	38544-4503
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 16, COUNTY AREA: N01
Legal Subdivision	HAUGK HOUSE LOT
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	4
Census Block	4046
Census Tract	1100

Owner

Source: Putnam County records · APN 071086 00601

Assessment roll updated January 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3857 BAXTER RD, BAXTER, TN 38544-4503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2025	Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE
May 13, 2026	Warranty Deed, Transfer · VA Mortgage NONE LISTED ON DOCUMENT
Oct 02, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	May 19, 2025 · Amount on Record
Deed Document Number	2026324504
Deed Book / Page	1698 / 223
Prior Transfer Date	Sep 23, 2025
Prior Transfer Doc	0000316261
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	3857 BAXTER RD, BAXTER, TN 38544-4503
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001656725
Date	Nov 06, 2025
Book Page	1656/725
Instrument	317630

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	May 13, 2026
Property Address	3857 BAXTER RD, BAXTER, TN 38544-4503
Document Number	0000324504
Book / Page	1698 / 223
Instrument Date	May 11, 2026
Instrument	2026.324504
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$171,528.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 BAXTER RD, BAXTER, TN 38544-4503

Mortgage

Document Number	0000324505,
Date	May 13, 2026
Instrument	2026.324505

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	Oct 02, 2025
Property Address	3857 BAXTER RD, BAXTER, TN 38544-4503
Document Number	0001648251
Book / Page	1648 / 251
Instrument Date	Sep 30, 2025
Instrument	316263
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 GLEN ABBEY DR, ALLARDT, TN 38504

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (+33.79%)	$87,825 (+24.35%) Land $24,775 Building $63,050
2023		$70,625 Land $7,575 Building $63,050
2022	$1,746.00
2021			$351,300 Land $99,100 Building $252,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 43 locations within half a mile of this property.

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