3856 Ruth Ln, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3856 Ruth Ln, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1956
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2021)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0001-0442-00`

Property Details

APN / Parcel Number

Primary APN	`551-0001-0442-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3856 RUTH LN
City	CINCINNATI
State	OH
Zip	45211-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTH LANE 50 X 125 LOT 12 WM WANGS SUB
Legal Subdivision	WM WANGS SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1009
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3856 RUTH LN, CINCINNATI, OH 45211-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 25, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Jun 25, 2019
Deed Document Number	0000002750
Deed Book / Page	14329 / 3143
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 7, 2021
Property Address	3856 RUTH LN, CINCINNATI, OH 45211-3305
Document Number	0000002750
Book / Page	14329 / 3143
Map Reference	MB 73 PG 30
Instrument Date	Dec 18, 2020
Instrument	2021-0002750
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	THIRD CAPITAL TTL CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3856 RUTH LN, CINCINNATI, OH 45211-3305

Mortgage

Document Number	0000002751
Date	Jan 7, 2021
Instrument	2021-0002751

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jun 25, 2019
Property Address	3856 RUTH LN, CINCINNATI, OH 45211-3305
Document Number	0000050301
Book / Page	013946 / 000665
Instrument Date	Jun 10, 2019
Instrument	50301
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 HARRY LEE LN CINCINNATI OH 452394047, CINCINNATI, OH 45239-4047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 25, 2019
Property Address	3856 RUTH LN, CINCINNATI, OH 45211-3305
Document Number	0000050303
Book / Page	013946 / 000672
Instrument Date	Jun 10, 2019
Instrument	50303
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 HARRY LEE LN CINCINNATI OH 452394047, CINCINNATI, OH 45239-4047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (+2.91%)	$42,000 (-) Land $7,567 Building $34,433
2024	$2,542.00 (-2.04%)	$42,000 (-) Land $7,567 Building $34,433
2023	$2,595.00 (+19.15%)	$42,000 (+37.64%) Land $7,567 Building $34,433	$120,000 (+37.65%) Land $21,620 Building $98,380
2022	$2,178.00 Homeowner's exemption	$30,514 Land $6,549 Building $23,965
2020			$87,180 Land $18,710 Building $68,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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