3856 Prairie Dr, Jamul, CA 91935 Property Records

San Diego County property record for 3856 Prairie Dr, Jamul, CA 91935

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,969 sqft · built 1992
Lot Size2.61 acres (114,127 sqft)
Owner2 Individual Names on File
Last Sale$815,000 (Jul 2025)
Tax Bill$4,295 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone AE (high risk)
APN522-170-02-00

Property Details

APN / Parcel Number

Primary APN522-170-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,969 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area114,127 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address3856 PRAIRIE DR
CityJAMUL
StateCA
Zip91935-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA72
Legal DescriptionSEC 27-16-2E SEQ PAR 57 PER ROS 5566 IN NEQ OF
Legal Range02E
Legal Township16
Legal Section27
Legal SubdivisionRECORD OF SURVEY 5566
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group3
Census Block3042
Census Tract21302

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3856 PRAIRIE DR, JAMUL, CA 91935-2637
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 2, 2025 · Amount on Record
Deed SaleJul 2, 2025 · Amount on Record
Prior SaleApr 4, 1995 · Amount on Record
Deed Document Number2025177136
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 1, 2026
Property Address3856 PRAIRIE DR, JAMUL, CA 91935-2637
Document Number0000188280
Instrument DateMay 7, 2026
Instrument2026188280
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3856 PRAIRIE DR, JAMUL, CA 91935-2637

Mortgage

Document Number0000188280,
DateJul 1, 2026
Instrument2026188280
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictJamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$815,000 (+125.69%) Land $450,000 Building $365,000
2025$4,295.00 (+3.77%) Homeowner's exemption$361,107 (+4.04%) Land $159,554 Building $201,553
2023$4,139.00 (+2.48%) Homeowner's exemption$347,086 Land $153,359 Building $193,727
2022$4,039.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98% of the US · above 88% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
SDWISP
Fixed Wireless
100 / 100

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