Hamilton County property record for 3856 Pelham Rd, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 5,591 sqft · built 2015 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,023 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-19-003-028.000-018 |
| Primary APN | 29-09-19-003-028.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 5,591 sqft Living Area |
| 1st Floor Area | 2,079 sqft |
| 2nd Floor Area | 2,012 sqft |
| Basement Area | 1,659 sqft |
| Finished Basement | 1,500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 180 ft deep x 82 ft wide |
| Garage Type | Mixed |
| Garage Area | 706 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709190003028000 |
|---|---|
| Street Address | 3856 PELHAM RD |
| City | CARMEL |
| State | IN |
| Zip | 46074-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .42, SECTION 19, TOWNSHIP 18, RANGE 3, OVERBROOK FARMS, SECTION 1, LOT 28, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 19 |
| Legal Subdivision | OVERBROOK FARMS SEC 01 |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110910 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3856 PELHAM RD, CARMEL, IN 46074-7712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 |
| Deed Sale | Sep 14, 2015 |
| Deed Document Number | 2015024322 |
| Prior Transfer Date | May 21, 2015 |
| Prior Transfer Doc | 2015024322 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3856 PELHAM RD, CARMEL, IN 46074-7712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021060272 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021060272 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3856 PELHAM RD, CARMEL, IN 46074-7712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045676 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020045676 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $916,200 (+5.6%) Land $224,500 Building $691,700 | $916,200 (+5.6%) Land $224,500 Building $691,700 | |
| 2024 | $10,023.00 (+0.44%) | $867,600 (-0.79%) Land $224,500 Building $643,100 | $867,600 (-0.79%) Land $224,500 Building $643,100 |
| 2023 | $9,979.00 (+14.28%) Homeowner's exemption | $874,500 (+16.04%) Land $224,500 Building $650,000 | $874,500 (+16.04%) Land $224,500 Building $650,000 |
| 2022 | $8,732.00 Homeowner's exemption | $753,600 Land $149,700 Building $603,900 | $753,600 Land $149,700 Building $603,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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