3856 N Ridge Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3856 N Ridge Dr, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,896 sqft · built 2000
Lot Size	0.249 acres (10,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Nov 2021)
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28800-04-060`

Property Details

APN / Parcel Number

Primary APN	`10-28800-04-060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,896 sqft Living Area
Gross Area	4,556 sqft
1st Floor Area	1,594 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	10,865 sqft (0.249 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3856 N RIDGE DR
City	SAINT PAUL
State	MN
Zip	55123-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENWOOD PONDS 6 4
Legal Subdivision	GARDENWOOD PONDS
Legal Block	4
Legal Lot Number	60
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1006
Census Tract	60751

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3856 N RIDGE DR, SAINT PAUL, MN 55123-2459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Feb 11, 2004 · Amount on Record
Deed Document Number	20213504907
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 15, 2021
Property Address	3856 N RIDGE DR, EAGAN, MN 55123-2459
Document Number	0003504907
Instrument Date	Oct 18, 2021
Instrument	3504907
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,095.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3856 N RIDGE DR, EAGAN, MN 55123-2459

Mortgage

Document Number	0003504908
Date	Nov 15, 2021
Instrument	3504908

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,970.00	$656,300 Land $204,800 Building $451,500	$656,300 Land $204,800 Building $451,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20