3856 Lake Park St, Fallbrook, CA 92028 Property Records

San Diego County property record for 3856 Lake Park St, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,845 sqft · built 2007
Lot Size0.124 acres (5,414 sqft)
Owner2 Individual Names on File
Last Sale$439,000 (Feb 2008)
Tax Bill$6,403 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN125-291-45-00

Property Details

APN / Parcel Number

Primary APN125-291-45-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,845 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area5,414 sqft (0.124 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3856 LAKE PARK ST
CityFALLBROOK
StateCA
Zip92028-7879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 157 TR 012848
Legal SubdivisionCOUNTY/SAN DIEGO #4249-3
Legal Tract012848
Legal Block1
Legal Lot Number157
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

3856 Lake Park St is owned and occupied by two individuals who bought it in February 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3856 LAKE PARK ST, FALLBROOK, CA 92028-7879
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2008 · Amount on File
Deed SaleFeb 7, 2008 · Amount on File
Deed Document Number200863570
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3856 LAKE PARK ST, FALLBROOK, CA 92028-7879
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3856 LAKE PARK ST, FALLBROOK, CA 92028-7879

Mortgage

Document Number0000491966
DateJul 8, 2021
Instrument2021-0491966
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3856 Lake Park St was $6,403 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$588,133 (+2%) Land $60,283 Building $527,850
2025$6,403.00 Homeowner's exemption$576,601 Land $59,101 Building $517,500
2023$6,099.00 (+1.65%) Homeowner's exemption$554,212 Land $56,807 Building $497,405
2022$6,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3856 Lake Park St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3856 Lake Park St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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