Shelby County property record for 3856 Kipling Ave, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,524 sqft · built 1964 |
| Lot Size | 0.194 acres (8,470 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Jul 2021) |
| Tax Bill | $949 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-0041-0-0019 |
| Primary APN | 09-0041-0-0019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Utility Area | 48 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,470 sqft (0.194 acres) |
| Lot Dimensions | 121 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3856 KIPLING AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | NS KIPLING AVE |
| Legal Subdivision | NAM NI ESTATES |
| Legal Block | A-2 |
| Legal Lot Number | 126 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20523 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2936 ERICA CT, SAN JOSE, CA 95121-2326 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL LENDER LLC |
| Jan 18, 2022 | Quit Claim Deed, Transfer CLOSETRAK LLC |
| Jul 9, 2021 | Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK |
| Apr 8, 2021 | Warranty Deed, Transfer CLOSETRAK LLC |
| Nov 16, 2018 | Quit Claim Deed, Transfer CLOSETRAK LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Prior Sale | Apr 8, 2021 · Amount on File |
| Deed Document Number | 202183205 |
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0000006611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 14, 2026 |
| Property Address | 3856 KIPLING AVE, MEMPHIS, TN 38128-2120 |
| Document Number | 0000028689 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202628689 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5611 LINEN CT, SAN RAMON, CA 94583-3264 |
| Document Number | 0000028689, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202628689 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 18, 2022 |
| Property Address | 3856 KIPLING AVE, MEMPHIS, TN 38128-2120 |
| Document Number | 0022006611 |
| Map Reference | MB 26 PG 25 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 22006611 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | CLOSETRAK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2936 ERICA CT, SAN JOSE, CA 95121-2326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 9, 2021 |
| Property Address | 3856 KIPLING AVE, MEMPHIS, TN 38128-2120 |
| Document Number | 0021083205 |
| Map Reference | MB 26 PG 25 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 21083205 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2936 SALLY BAJUBAL, SAN JOSE, CA 95121 |
| Document Number | 0021083206 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 21083206 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3856 KIPLING AVE, MEMPHIS, TN 38128-2120 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021051002 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 21051002 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 5, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 8, 2021 |
| Property Address | 3856 KIPLING AVE, MEMPHIS, TN 38128-2120 |
| Document Number | 0021039832 |
| Map Reference | MB 26 PG 25 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 21039832 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $284.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 381887, GERMANTOWN, TN 38183-1887 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 16, 2018 |
| Property Address | 3856 KIPLING AVE, MEMPHIS, TN 38128-2120 |
| Document Number | 0000118176 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 118176 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | CLOSETRAK LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2105 BIRCHWOOD AVE WILMETTE IL 600912305, WILMETTE, IL 60091-2305 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 (+42.49%) | $35,300 (+79.64%) Land $2,875 Building $32,425 | $141,200 (+79.64%) Land $11,500 Building $129,700 |
| 2024 | $666.00 (-44.36%) | ||
| 2023 | $19,650 Land $2,250 Building $17,400 | ||
| 2022 | $1,197.00 | ||
| 2021 | $78,600 Land $9,000 Building $69,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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