Pierce County property record for 3856 E J St, Tacoma, WA 98404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 985 sqft · built 1913 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jan 2026) |
| Tax Bill | $3,112 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 567000-3-320 |
| Primary APN | 567000-3-320 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 985 sqft Living Area |
| Gross Area | 1,057 sqft |
| 1st Floor Area | 985 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Width | 30 ft Width |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3856 E J ST |
|---|---|
| City | TACOMA |
| State | WA |
| Zip | 98404-2933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SECTION 15 TOWNSHIP 20 RANGE 03 QUARTER 23 MCKINLEY PARK ADD: MCKINLEY PARK ADD S 30 FT OF L 28 B 33 |
| Legal Range | 03 |
| Legal Township | 20 |
| Legal Section | 15 |
| Legal Subdivision | MCKINLEY PARK ADD |
| Legal Block | 33 |
| Legal Lot Number | 28 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 62300 |
3856 E J St is owned and occupied by two individuals who bought it in January 2026.
Source: Pierce County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3856 E J ST, TACOMA, WA 98404-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU |
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TACOMA POWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Prior Sale | Jun 26, 1995 · Amount on File |
| Deed Document Number | 2026345 |
| Transfer Doc | 0000000466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Aug 13, 2026 |
| Property Address | 3856 E J ST, TACOMA, WA 98404-2933 |
| Document Number | 0000000146 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3856 E J ST, TACOMA, WA 98404-2933 |
| Document Number | 0000000146, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 2026146 |
| Name | BOEING EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jan 30, 2026 |
| Property Address | 3856 E J ST, TACOMA, WA 98404-2933 |
| Document Number | 0001300345 |
| Map Reference | MB 7 PG 96 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 202601300345 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3856 E J ST, TACOMA, WA 98404-2933 |
| Document Number | 0001300346 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 202601300346 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3856 E J ST, BONNEY LAKE, WA 98391 |
| Document Number | 1712130384 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3856 E J ST TACOMA WA 984042933, TACOMA, WA 98404-2933 |
| Document Number | 1712130384 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 201712130384 |
| Name | TACOMA POWER |
|---|---|
| Address | 3628 S 35TH ST, TACOMA, WA 98409-3115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3856 E J St was $3,112, up 6.6% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Tacoma City |
| Unified School District | Tacoma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,300 (-3.57%) Land $149,600 Building $125,700 | $275,300 (-3.57%) Land $149,600 Building $125,700 | |
| 2025 | $3,112.00 (+6.65%) | $285,500 (+9.09%) Land $158,900 Building $126,600 | $285,500 (+9.09%) Land $158,900 Building $126,600 |
| 2024 | $2,918.00 (+1.57%) | $261,700 (-5.25%) Land $148,000 Building $113,700 | $261,700 (-5.25%) Land $148,000 Building $113,700 |
| 2023 | $2,873.00 | $276,200 Land $138,300 Building $137,900 | $276,200 Land $138,300 Building $137,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3856 E J St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3856 E J St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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