DuPage County property record for 3856 Cumnor Rd, Downers Grove, IL 60515
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,724 sqft · built 1967 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,891 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-302-025 |
| Primary APN | 06-33-302-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 14 ft deep x 11 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 3856 CUMNOR RD |
|---|---|
| City | DOWNERS GROVE |
| State | IL |
| Zip | 60515-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SUNNY HILLS ESTATE |
| Legal Subdivision | SUNNY |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 844402 |
3856 Cumnor Rd is owner-occupied and held in a trust since December 2017.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3856 CUMNOR RD, DOWNERS GROVE, IL 60515-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 18, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Dec 8, 2017 | Warranty Deed, Transfer · FHA Mortgage MOTIVE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2017 |
| Deed Sale | Dec 8, 2017 |
| Prior Sale | Jun 4, 2003 · Amount on File |
| Deed Document Number | 2017125988 |
| Prior Transfer Date | Nov 29, 2017 |
| Prior Transfer Doc | 0000125988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 8, 2026 |
| Property Address | 3856 CUMNOR RD, DOWNERS GROVE, IL 60515-1605 |
| Document Number | 0000001746 |
| Map Reference | DOC 936465 |
| Instrument Date | Dec 30, 2025 |
| Instrument | R2026-001746 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 856 CUMNOR ROAD, DOWNERS GROVE, IL 60515 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3856 CUMNOR RD, DOWNERS GROVE, IL 60515-1605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 3856 CUMNOR RD, DOWNERS GROVE, IL 60515-1605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CARRINGTON TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000018090 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | R2021-018090 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 18, 2020 |
| Property Address | 3856 CUMNOR RD, DOWNERS GROVE, IL 60515-1605 |
| Document Number | 0000063090 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 63090 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3856 CUMNOR RD DOWNERS GROVE IL 605151605, DOWNERS GROVE, IL 60515-1605 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 8, 2017 |
| Property Address | 3856 CUMNOR RD, DOWNERS GROVE, IL 60515-1605 |
| Document Number | 0000125988 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 125988 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3856 CUMNOR RD DOWNERS GROVE IL 605151605, DOWNERS GROVE, IL 60515-1605 |
| Document Number | 125989 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 125989 |
| Name | MOTIVE LNDG |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 3856 Cumnor Rd was $10,891, up 7.3% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Elementary School District | Downers Grove Grade School District 58 (PK - 08) |
| Secondary School District | Community High School District 99 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,891.00 (+7.33%) | $230,108 (+7.86%) Land $58,414 Building $171,694 | $690,324 (+7.86%) Land $175,242 Building $515,082 |
| 2024 | $10,147.00 Homeowner's exemption | $213,339 Land $54,157 Building $159,182 | $640,017 Land $162,471 Building $477,546 |
| 2022 | $9,350.00 Homeowner's exemption | $189,640 Land $48,140 Building $141,500 | $568,920 Land $144,420 Building $424,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3856 Cumnor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3856 Cumnor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNERS GROVE serves 49,425 people · EPA ID IL0430300 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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