Loudoun County property record for 38559 Ditchling Pl, Hamilton, VA 20158
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 7,025 sqft · built 2004 |
| Lot Size | 3.66 acres (159,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Sep 2020) |
| Tax Bill | $11,656 (2026) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jan 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 417-48-5484-000 |
| Primary APN | 417-48-5484-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 7,025 sqft Living Area |
| 1st Floor Area | 2,238 sqft |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 159,865 sqft |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Porch | Open Porch |
| Porch Area | 897 sqft |
| Patio Area | 820 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38559 DITCHLING PL |
|---|---|
| City | HAMILTON |
| State | VA |
| Zip | 20158-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | HEATHER KNOLLS S.2 LOT 13 200812080071122 200404260039861P |
| Legal Subdivision | HEATHER KNOLLS |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 610201 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38559 DITCHLING PL, HAMILTON, VA 20158-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2020 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Dec 8, 2008 · Amount on Record |
| Deed Document Number | 202082880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 38559 DITCHLING PL, HAMILTON, VA 20158-9469 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029481 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 202307270029481 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 38559 DITCHLING PL, HAMILTON, VA 20158-9469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003671 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 202301310003671 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 15, 2020 |
| Property Address | 38559 DITCHLING PL, HAMILTON, VA 20158-9469 |
| Document Number | 20200915082880 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 82880 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38559 DITCHLING PL HAMILTON VA 201589469, HAMILTON, VA 20158-9469 |
| Document Number | 20200915082881 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 82881 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,656.00 (+7.71%) | $1,448,030 (+17.07%) Land $330,100 Building $1,117,930 | $1,448,030 (+17.07%) Land $330,100 Building $1,117,930 |
| 2023 | $10,822.00 | $1,236,900 Land $237,400 Building $999,500 | $1,236,900 Land $237,400 Building $999,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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